| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAPSTONE STRATEGIES LLC3 | 1002 W WALL STREET MIDLAND, TX 79701 | BLUECROSS BLUESHIELD OF TEXAS | $425K | $8K | $433K | 4.26% |
| MANUEL RONQUILLO3 | 2720 ROGER AVE ODESSA, TX 79762 | AFLAC | $41K | $983 | $42K | 10.00% |
| SANDRA K RONQUILLO3 Filed as: SANDRA RONQUILLO | 855 CENTRAL DR, STE 30 ODESSA, TX 79761 | AFLAC | $19K | $1K | $20K | 4.76% |
| BLESSED MOSLEY INC3 | 4803 PLAZA BLVD, STE 702 ODESSA, TX 79762 | AFLAC | $10K | $454 | $10K | 2.52% |
| KIMBERLY RONQUILLO3 | 2720 ROGER AVE ODESSA, TX 79762 | AFLAC | $5K | $16 | $5K | 1.09% |
| JANINE H LEYER3 Filed as: JANINE LEYER | PO BOX 1000 WEST JORDAN, UT 84084 | AFLAC | $4K | $220 | $4K | 0.93% |
| STEPHEN ROBINSON3 | 2111 S MIDLAND DR MIDLAND, TX 79703 | AFLAC | $3K | — | $3K | 0.70% |
| EDMY SOTELO3 | 2501 NOLAN ST ODESSA, TX 79764 | AFLAC | $2K | — | $2K | 0.58% |
| JAIME OLIVAS-NAVARRETE3 | 3816 N ALEXANDER AVE ODESSA, TX 79764 | AFLAC | $2K | — | $2K | 0.57% |
| DRYSTIN RODRIQUEZ3 | 3824 WALNUT AVE ODESSA, TX 79762 | AFLAC | $2K | — | $2K | 0.46% |
| PERLA FABELA3 | 922 DOTSY AVE ODESSA, TX 79763 | AFLAC | $2K | — | $2K | 0.42% |
| SANDRA FOWLER3 | 545 ARVEL CIR AZLE, TX 76020 | AFLAC | $2K | — | $2K | 0.40% |
| MARK RONQUILLO3 | 2720 ROGER AVE ODESSA, TX 79762 | AFLAC | $1K | $303 | $2K | 0.36% |
| JOSEPH MANGO3 | 10311 W COUNTY ROAD 56 MIDLAND, TX 79707 | AFLAC | $1K | — | $1K | 0.36% |
| ELIZABETH SMITH3 | 2707 E 10TH ST ODESSA, TX 79761 | AFLAC | $1K | — | $1K | 0.33% |
| GAYLA J GENEVA3 Filed as: GAYLA GENEVA | 763 CEDAR DRIVE POTTSBORO, TX 75076 | AFLAC | $1K | — | $1K | 0.32% |
| LAURA JACOBO3 Filed as: LAURA JOCOBO | 1507 N COUNTY ROAD 1105 MIDLAND, TX 79706 | AFLAC | $1K | — | $1K | 0.30% |
| EDWARDO ONTIVEROS JR3 | 1204 N KANSAS ST FORT STOCKTON, TX 79735 | AFLAC | $880 | — | $880 | 0.21% |
| PETER LEYER3 | PO BOX 1000 WEST JORDAN, UT 84084 | AFLAC | $787 | $44 | $831 | 0.20% |
| ELLEN MOSLEY3 | 4803 PLAZA BLVD, STE 702 ODESSA, TX 79762 | AFLAC | $790 | $23 | $813 | 0.20% |
| MATTHEW D ALLISON3 Filed as: MATTHEW ALLISON | 2100 S POLK ST AMARILLO, TX 79109 | AFLAC | $720 | — | $720 | 0.17% |
| JANIE VILLANUEVA3 Filed as: JANIE VILLENUEVA | 2725 ROGER AVE ODESSA, TX 79762 | AFLAC | $668 | $44 | $712 | 0.17% |
| JANICE M KAPP3 Filed as: JANICE KAPP | 10975 W CAVE BLVD DRIPPING SPRINGS, TX 78620 | AFLAC | $655 | — | $655 | 0.16% |
| AARON SANTOS3 | 6018 ESTACOTA LANE, UNIT A AMARILLO, TX 79109 | AFLAC | $644 | — | $644 | 0.15% |
| BOBBY SLOAN3 | 1945 SHIVER DR ALEXANDRIA, VA 22307 | AFLAC | $413 | $160 | $573 | 0.14% |
| JUDSON T LAW3 Filed as: JUDSON LAW | 7654 N WILLOW WALK LN EAGLE MOUNTAIN, UT 84005 | AFLAC | $488 | $44 | $532 | 0.13% |
| LARRY MARTINEZ3 | 1408 W KENTUCKY AVE MIDLAND, TX 79701 | AFLAC | $518 | — | $518 | 0.12% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE, STE D LUBBOCK, TX 79423 | AFLAC | $413 | — | $413 | 0.10% |
| DOUGLAS MOSLEY3 | 4803 PLAZA BLVD, STE 702 ODESSA, TX 79762 | AFLAC | $380 | — | $380 | 0.09% |
| SHERIE RUSSELL3 | PO BOX 117 CRANE, TX 79731 | AFLAC | $376 | — | $376 | 0.09% |
| TYWANDA CALVILLO3 | 3106 MARIANA AVE MIDLAND, TX 79701 | AFLAC | $337 | — | $337 | 0.08% |
| JOSHUA VIGIL3 | 500 N BELMONT AVE ODESSA, TX 79763 | AFLAC | $151 | $124 | $275 | 0.07% |
| CHRISTIE MOSLEY3 | PO BOX 871 ODESSA, TX 79760 | AFLAC | $256 | — | $256 | 0.06% |
| KARLA MCAFFEE3 | 1993 DEWAR DR, UNIT 1 ROCK SPRINGS, WY 82901 | AFLAC | $225 | — | $225 | 0.05% |
| MELISSA ROBINSON3 | 2111 S MIDLAND DR MIDLAND, TX 79703 | AFLAC | $214 | — | $214 | 0.05% |
| NANCY SLOAN3 | 509 DELMAR ST, APT 1502 MIDLAND, TX 79703 | AFLAC | $128 | $61 | $189 | 0.05% |
| DEANNA CHRISTENSEN3 | PO BOX 2175 ROCK SPRINGS, WY 82902 | AFLAC | $179 | — | $179 | 0.04% |
| PHYLLIS MCLEMORE3 | 7005 NEWPORT DR AMARILLO, TX 79124 | AFLAC | $121 | — | $121 | 0.03% |
| ROBERT WHITE3 | 12154 N COUNTY ROAD 3260 PAULS VALLEY, OK 73075 | AFLAC | $104 | — | $104 | 0.03% |
| JEFF PETTIT3 | 4811 115TH ST LUBBOCK, TX 79424 | AFLAC | $90 | — | $90 | 0.02% |
| OLGA BOSTIC3 | 39410 E COUNTY ROAD 1520 PAULS VALLEY, OK 73075 | AFLAC | $85 | — | $85 | 0.02% |
| CECIL PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $74 | — | $74 | 0.02% |
| ROBERT CLARK3 | 5601 COUNTY ROAD 1450 LUBBOCK, TX 79407 | AFLAC | $73 | — | $73 | 0.02% |
| JIMMIE BOSTIC3 | 39410 E COUNTY ROAD 1520 PAULS VALLEY, OK 73075 | AFLAC | $70 | — | $70 | 0.02% |
| DARRELL RAWLINS3 | 8338 S MESA DR SANDY, UT 84093 | AFLAC | $62 | — | $62 | 0.01% |
| RODGER WELLS3 | 415 W WALL ST, STE 1818 MIDLAND, TX 79701 | AFLAC | $61 | — | $61 | 0.01% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $61 | — | $61 | 0.01% |
| JANICE ARCHER3 | 3205 HAYNEW DR MIDLAND, TX 79705 | AFLAC | $60 | — | $60 | 0.01% |
| STEPHEN L SCORESBY3 Filed as: STEPHEN SCORESBY | 70 S 320 W OREM, UT 84058 | AFLAC | $51 | — | $51 | 0.01% |
| INSURANCE ONE MANAGEMENT INC3 Filed as: INSURANCE ONE MANAGMENT INC | 1309 W WALL ST MIDLAND, TX 79701 | AFLAC | $51 | — | $51 | 0.01% |
| VICKIE DENESE GRAVES3 Filed as: VICKIE GRAVES | 17622 ARCADIA POINT LN HUMBLE, TX 77346 | AFLAC | $51 | — | $51 | 0.01% |
| MARK LUDWIG3 | 376 E DESERT GARDENS LN IVINS, UT 84738 | AFLAC | $49 | — | $49 | 0.01% |
| LINDA BURNS3 | 22617 E COUNTY ROAD 1530 MANGUM, OK 73554 | AFLAC | $46 | — | $46 | 0.01% |
| HARVEY HERNANDEZ3 | 5201 CONLEY AVE ODESSA, TX 79762 | AFLAC | $41 | — | $41 | 0.01% |
| JEFFERY FOWLER3 | 16604 COUNTY ROAD 1920 LUBBOCK, TX 79424 | AFLAC | $40 | — | $40 | 0.01% |
| MICHAEL GRASS3 | 31026 PECAN CREEK DR BROOKSHIRE, TX 77423 | AFLAC | $38 | — | $38 | 0.01% |
| CINDY SIMCOX3 | 98 2 VALLEY RD RIVERTON, WY 82501 | AFLAC | $36 | — | $36 | 0.01% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $34 | — | $34 | 0.01% |
| ROBERT PERRY EVANS JR3 Filed as: ROBERT P EVANS JR INC | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $29 | — | $29 | 0.01% |
| BRENDA MEACHAM3 | 200 E GARY BLVD CLINTON, OK 73601 | AFLAC | $27 | — | $27 | 0.01% |
| DAMON STREETMAN3 | 2961 W MAPLE LOOP DR, STE 230 LEHI, UT 84043 | AFLAC | $26 | — | $26 | 0.01% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $24 | — | $24 | 0.01% |
| DEAN HAMMER3 | 3806 TAVERN OAKS ST SAN ANTONIO, TX 78247 | AFLAC | $20 | — | $20 | 0.00% |
| JUSTIN C LAMB3 Filed as: JUSTIN LAMB | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $16 | — | $16 | 0.00% |
| JOSHUA DAVISON3 | 800 LEXINGTON ST, TRLR 250 NORMAN, OK 73069 | AFLAC | $15 | — | $15 | 0.00% |
| FRANKLIN R DAVIES3 Filed as: FRANKLIN DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $11 | — | $11 | 0.00% |
| AMANDA MCCANN POTTER3 Filed as: AMANDA POTTER | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $10 | — | $10 | 0.00% |
| TIMOTHY B. CRAIG3 Filed as: TIMOTHY CRAIG | 11829 S PINNACLE ACRE CT RIVERTON, UT 84065 | AFLAC | $8 | — | $8 | 0.00% |
| KRISTINE G WYCKOFF3 Filed as: KRISTINE WYCKOFF | PO BOX 952 SPOKANE VALLEY, WA 99037 | AFLAC | $6 | — | $6 | 0.00% |
| SEAN VEST2 | 384 HEATHER RD OREM, UT 84057 | AFLAC | $6 | — | $6 | 0.00% |
| LISA HALL3 | 2542 E SUNDOWN DR COEUR D ALENE, ID 83815 | AFLAC | $5 | — | $5 | 0.00% |
| BRENT W THOMPSON3 Filed as: BRENT THOMPSON | 435 E 1070 S OREM, UT 84097 | AFLAC | $5 | — | $5 | 0.00% |
| JARRELL K PRENTICE3 Filed as: JARRELL PRENTICE | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $5 | — | $5 | 0.00% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $5 | — | $5 | 0.00% |
| NANCY HARMON3 | 11747 S SUN TEA WAY SOUTH JORDAN, UT 84009 | AFLAC | $5 | — | $5 | 0.00% |
| CRAIG MICHELSEN3 | 1228 25TH AVE SW GREAT FALLS, MT 59404 | AFLAC | $4 | — | $4 | 0.00% |
| CLINT WEIGHT3 | 745 S 180 W SALEM, UT 84653 | AFLAC | $4 | — | $4 | 0.00% |
| STACY ERVIEN3 | 25175 ROAD N 8 CORTEZ, CO 81321 | AFLAC | $2 | — | $2 | 0.00% |
| MIKE LUNDQUIST3 | 4541 S MOSSY SPRINGS LN SALT LAKE CITY, UT 84117 | AFLAC | $2 | — | $2 | 0.00% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51, STE 300 DECATUR, TX 76234 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT MARTINEZ3 | PO BOX 1103 SAINT FRANCIS, KS 67756 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES R HILL JR3 Filed as: JAMES HILL JR | PO BOX 13272 GREENSBORO, NC 27415 | AFLAC | $1 | — | $1 | 0.00% |
| KEVIN D GOODMAN3 Filed as: KEVIN GOODMAN | 749 GATEWAY, BLDG D ABILENE, TX 79602 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES D DUDLEY3 Filed as: JAMES DUDLEY | 1355 LYNNFIELD ST, STE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.00% |
| JASON L WEEKS Filed as: JASON WEEKS | 620 STONEGLEN DR, STE L KELLER, TX 76248 | AFLAC | $0 | — | $0 | 0.00% |
| MARCI M SCHNITKER3 Filed as: MARCI SCHNITKER | PO BOX 245 GUNTER, TX 75058 | AFLAC | $0 | — | $0 | 0.00% |
| MARY CATHERINE WILLIAMS3 Filed as: MARY WILLIAMS | 1102 STEVENS ST, STE 1 BRIDGEPORT, TX 76426 | AFLAC | $0 | — | $0 | 0.00% |
| CAPSTONE STRATEGIES LLC3 | 1002 W WALL STREET MIDLAND, TX 79701 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $23K | — | $23K | 13.52% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES LLC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 4.83% |
| CAPSTONE STRATEGIES LLC3 | 1002 W WALL STREET MIDLAND, TX 79701 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $9K | — | $9K | 8.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,238 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,243 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 2,339 | $10.2M |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 2,339 | $10.6M |
| Vision(2 contracts, 2 carriers) | AFLAC | 1,334 | $521K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 1,238 | $585K |
| Short-term disability | AFLAC | 361 | $416K |
| Other(2 contracts, 2 carriers) | AFLAC | 1,238 | $585K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.