| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAPSTONE STRATEGIES LLC3 | 1002 W WALL STREET MIDLAND, TX 79701 | BLUECROSS BLUESHIELD OF TEXAS | $261K | $10K | $271K | 4.32% |
| SANDRA K RONQUILLO3 Filed as: SANDRA RONQUILLO | 855 CENTRAL DR, STE 30 ODESSA, TX 79761 | AFLAC | $19K | $526 | $20K | 6.32% |
| MANUEL RONQUILLO3 | 2720 ROGER AVE ODESSA, TX 79762 | AFLAC | $15K | $911 | $16K | 5.11% |
| BLESSED MOSLEY INC3 | 4803 PLAZA BLVD STE 702 ODESSA, TX 79762 | AFLAC | $7K | $440 | $7K | 2.30% |
| MARK RONQUILLO3 | 2720 ROGER AVE ODESSA, TX 79762 | AFLAC | $4K | $101 | $4K | 1.41% |
| JANINE H LEYER3 | PO BOX 1000 WEST JORDAN, UT 84084 | AFLAC | $3K | $28 | $3K | 0.89% |
| MATTHEW D ALLISON3 Filed as: MATTHEW ALLISON | 4125 BUSINESS PARK DR AMARILLO, TX 79110 | AFLAC | $2K | $593 | $2K | 0.79% |
| SANDRA FOWLER3 | 545 ARVEL CIRCLE AZLE, TX 76020 | AFLAC | $2K | — | $2K | 0.67% |
| BOBBY SLOAN3 | 509 DELMAR ST APT 1502 MIDLAND, TX 79703 | AFLAC | $2K | — | $2K | 0.66% |
| JOSHUA VIGIL3 | 500 N BELMONT AVE ODESSA, TX 79763 | AFLAC | $2K | $5 | $2K | 0.56% |
| GAYLA J GENEVA3 Filed as: GAYLA GENEVA | 763 CEDAR DRIVE POTTSBORO, TX 75076 | AFLAC | $2K | — | $2K | 0.56% |
| JANIE VILLANUEVA3 | 2725 ROGER AVE ODESSA, TX 79762 | AFLAC | $1K | — | $1K | 0.42% |
| LAURA JACOBO3 | 1507 N COUNTY ROAD 1105 MIDLAND, TX 79706 | AFLAC | $1K | — | $1K | 0.41% |
| NANCY SLOAN3 | 509 DELMAR ST APT 1502 MIDLAND, TX 79703 | AFLAC | $1K | — | $1K | 0.35% |
| JANICE M KAPP3 Filed as: JANICE KAPP | 10975 W CAVE BLVD DRIPPING SPRINGS, TX 78620 | AFLAC | $816 | — | $816 | 0.26% |
| HARVEY HERNANDEZ3 Filed as: HARVEY HERNANOEZ | 5201 CONLEY AVE ODESSA, TX 79762 | AFLAC | $595 | $164 | $759 | 0.24% |
| PETER LEYER3 | PO BOX 1000 WEST JORDAN, UT 84084 | AFLAC | $630 | — | $630 | 0.20% |
| ELLEN MOSLEY3 | 4803 PLAZA BLVD STE 702 ODESSA, TX 79762 | AFLAC | $570 | $2 | $572 | 0.18% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE, STE D LUBBOCK, TX 79423 | AFLAC | $536 | — | $536 | 0.17% |
| JUDSON T LAW3 Filed as: JUDSON LAW | 7654 N WILLOW WALK IN EAGLE MOUNTAIN, UT 84005 | AFLAC | $352 | $6 | $358 | 0.11% |
| KARLA MCAFFEE3 Filed as: KARLA MCAFEE | 1993 DEWAR DR UNIT 1 ROCK SPRINGS, WY 82901 | AFLAC | $245 | — | $245 | 0.08% |
| DEANNA CHRISTENSEN3 | PO BOX 2175 ROCK SPRINGS, WY 82902 | AFLAC | $196 | — | $196 | 0.06% |
| EDWARD BITOLAS3 | 1332 LINDBERG ST ODESSA, TX 79763 | AFLAC | $119 | — | $119 | 0.04% |
| ROBERT WHITE3 | 12154 N COUNTY ROAD 3260 PAULS VALLEY, OK 73075 | AFLAC | $114 | — | $114 | 0.04% |
| CECIL PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $97 | — | $97 | 0.03% |
| CARINA URIAS3 | 3113 E 31ST ST ODESSA, TX 79762 | AFLAC | $96 | — | $96 | 0.03% |
| ROBERT CLARK3 | 7606 UNIVERSITY AVE STE F LUBBOCK, TX 79423 | AFLAC | $96 | — | $96 | 0.03% |
| OLGA BOSTIC3 | 39410 EAST COUNTY ROAD 1520 PAULS VALLEY, OK 73075 | AFLAC | $93 | — | $93 | 0.03% |
| JIMMIE BOSTIC3 | 39410 E COUNTY ROAD 1520 PAULS VALLEY, OK 73075 | AFLAC | $77 | — | $77 | 0.02% |
| DARRELL RAWLINS3 | 8338 S MESA DR SANDY, UT 84093 | AFLAC | $76 | — | $76 | 0.02% |
| RODGER WELLS3 | 415 W WALL ST STE 1818 MIDLAND, TX 79705 | AFLAC | $67 | — | $67 | 0.02% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $66 | — | $66 | 0.02% |
| JANICE ARCHER3 | 3205 HAYNES DR MIDLAND, TX 79705 | AFLAC | $65 | — | $65 | 0.02% |
| STACY ERVIEN3 | 25175 ROAD N.8 CORTEZ, CO 81321 | AFLAC | $21 | $38 | $59 | 0.02% |
| CHRISTINA PARKER3 | 323 GARMON DR EARLY, TX 76802 | AFLAC | $58 | — | $58 | 0.02% |
| MARK LUDWIG3 | 376 E DESERT GARDENS LN IVINS, UT 84738 | AFLAC | $57 | — | $57 | 0.02% |
| VICKIE DENESE GRAVES3 Filed as: VICKIE GRAVES | 17622 ARCADIA POINT LN HUMBLE, TX 77346 | AFLAC | $55 | — | $55 | 0.02% |
| INSURANCE ONE MANAGEMENT INC3 Filed as: INSURANCE ONE MANAGEMENT INC. | 1309 W WALL ST MIDLAND, TX 79701 | AFLAC | $55 | — | $55 | 0.02% |
| LINDA BURNS3 | 22617 E COUNTY ROAD 1530 MANGUM, OK 73554 | AFLAC | $48 | — | $48 | 0.02% |
| JEFFERY FOWLER3 | 8405 COUNTY ROAD 8940 LUBBOCK, TX 79407 | AFLAC | $43 | — | $43 | 0.01% |
| PETER B WILKINSON JR3 Filed as: PETER WILKINSON JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $42 | — | $42 | 0.01% |
| MICHAEL GRASS3 | 31026 PECAN CREEK DR BROOKSHIRE, TX 77423 | AFLAC | $40 | — | $40 | 0.01% |
| CINDY SIMCOX3 | 982 VALLEY ROAD RIVERTON, WY 82501 | AFLAC | $39 | — | $39 | 0.01% |
| ROBERT MARTINEZ3 | PO BOX 1103 SAINT FRANCIS, KS 67756 | AFLAC | $25 | $8 | $33 | 0.01% |
| ROBERT PERRY EVANS JR3 Filed as: ROBERT P EVANS JR INC | 1031 SADDLEBROOK DR LUCAS, TX 75002 | AFLAC | $32 | — | $32 | 0.01% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO B0X306 WETUMKA, OK 74883 | AFLAC | $31 | — | $31 | 0.01% |
| DAMON STREETMAN3 | 2961 W MAPLE LOOP DR STE 230 LEHI, UT 84043 | AFLAC | $29 | — | $29 | 0.01% |
| BRENDA MEACHAM3 | 200 E GARY BLVD CLINTON, OK 73601 | AFLAC | $28 | — | $28 | 0.01% |
| JUSTIN C LAMB3 Filed as: JUSTIN LAMB | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $20 | $6 | $26 | 0.01% |
| KEVIN D GOODMAN3 Filed as: KEVIN GOODMAN | 749 GATEWAY BLDG D ABILENE, TX 79602 | AFLAC | $14 | $8 | $22 | 0.01% |
| DEAN HAMMER3 | 3806 TAVERN OAKS ST SAN ANTONIO, TX 78247 | AFLAC | $21 | — | $21 | 0.01% |
| STEPHENS BASTIAN AND CARTWRIGHT LP3 | 2351 S FM 51 STE 300 DECATUR, TX 76234 | AFLAC | $21 | — | $21 | 0.01% |
| KENNETH B BEDDOW3 Filed as: KENNETH BEDDOW | 707 N WALNUT ST PAULS VALLEY, OK 73075 | AFLAC | $19 | — | $19 | 0.01% |
| GLENDA JOHNSON3 | 1220 S BROADWAY ST STE.C MARLOW, OK 73055 | AFLAC | $18 | — | $18 | 0.01% |
| RONNIE COLE3 | 1220 S BROADWAY ST STE C MARLOW, OK 73055 | AFLAC | $18 | — | $18 | 0.01% |
| JOSHUA DAVISON3 | 800 LEXINGTON ST TRLR 250 NORMAN, OK 73069 | AFLAC | $16 | — | $16 | 0.01% |
| FRANKLIN R DAVIES3 Filed as: FRANKLIN DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $12 | — | $12 | 0.00% |
| JASON L WEEKS3 Filed as: JASON WEEKS | 620 STONEGLEN DRIVE SUITE L KELLER, TX 76248 | AFLAC | $9 | $3 | $12 | 0.00% |
| AMANDA MCCANN POTTER3 Filed as: AMANDA POTTER | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $11 | — | $11 | 0.00% |
| JENNIFER ALLISON3 | 4803 PLAZA BLVD STE 702 ODESSA, TX 79762 | AFLAC | $10 | — | $10 | 0.00% |
| MARY CATHERINE WILLIAMS3 Filed as: MARY WILLIAMS | 1102 STEVENS ST STE1 BRJDGEPORT, TX 76426 | AFLAC | $6 | $4 | $10 | 0.00% |
| TIMOTHY B. CRAIG3 Filed as: TIMOTHY CRAIG | 11829 S PINNACLE ACRE COURT RIVERTON, UT 84065 | AFLAC | $9 | — | $9 | 0.00% |
| JOHN MCDONNELL3 Filed as: JOHN WILLIAMS | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $9 | — | $9 | 0.00% |
| MARCI M SCHNITKER3 Filed as: MARCI SCHNITKER | PO BOX 245 GUNTER, TX 75058 | AFLAC | $8 | — | $8 | 0.00% |
| KRISTINE G WYCKOFF3 Filed as: KRISTINE WYCKOFF | PO BOX 952 SPOKANE VALLEY, WA 99037 | AFLAC | $7 | — | $7 | 0.00% |
| LISA HALL3 | 2542 E SUNDOWN DR COEUR D ALENE, ID 83815 | AFLAC | $6 | — | $6 | 0.00% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $6 | — | $6 | 0.00% |
| NANVY HARMON3 | 11747 S SUN TEA WAY SOUTH JORDAN, UT 84009 | AFLAC | $6 | — | $6 | 0.00% |
| BRENT W THOMPSON3 Filed as: BRENT THOMPSON | 435 E 1070 S OREM, UT 84097 | AFLAC | $6 | — | $6 | 0.00% |
| JARRELL K PRENTICE3 Filed as: JARRELL PRENTICE | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $5 | — | $5 | 0.00% |
| CRAIG MICHELSEN3 | 1228 25TH AVE SW GREAT FALLS, MT 59404 | AFLAC | $5 | — | $5 | 0.00% |
| JAMES R HILL JR3 Filed as: JAMES HILL JR | PO BOX 13272 GREENSBORO, NC 27415 | AFLAC | $3 | — | $3 | 0.00% |
| MIKE LUNDQUIST3 | 4541 S MOSSY SPRINGS LN SALT LAKE CITY, UT 84117 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES D DUDLEY3 Filed as: JAMES DUDLEY | 1355 LYNNFIELD RD STE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.00% |
| CAPSTONE STRATEGIES LLC3 | 1002 W WALL STREET MIDLAND, TX 79701 | DEARBORN NATIONAL | $23K | $172 | $23K | 18.54% |
| CAPSTONE STRATEGIES LLC3 | 1002 W WALL STREET MIDLAND, TX 79701 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $7K | — | $7K | 8.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 689 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 692 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 1,710 | $6.3M |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 1,710 | $6.6M |
| Vision(2 contracts, 2 carriers) | AFLAC | 1,259 | $395K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 761 | $436K |
| Short-term disability | AFLAC | 260 | $312K |
| Other(2 contracts, 2 carriers) | AFLAC | 761 | $436K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,710 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.