| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS, INC. | 303 E BURWELL STREET SALEM, VA 24153 | OPTIMA HEALTH INSURANCE COMPANY | $24K | — | $24K | 3.55% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS, INC. | 303 E BURWELL STREET SALEM, VA 24153 | OPTIMA HEALTH INSURANCE COMPANY | $18K | — | $18K | 5.10% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS INC | 303 E BURWELL STREET SALEM, VA 24153 | DELTA DENTAL OF VIRGINIA | $3K | — | $3K | 3.27% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS INC | 303 E BURWELL STREET SALEM, VA 24153 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $174 | $3K | 10.53% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS INC | 303 E BURWELL STREET SALEM, VA 24153 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $112 | $2K | 10.52% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS INC | 303 E BURWELL STREET SALEM, VA 24153 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $167 | $2K | 10.91% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS, INC. | 303 EAST BURWELL STREET SALEM, VA 24153 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 10.52% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS, INC. | 303 EAST BURWELL STREET SALEM, VA 24153 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $905 | — | $905 | 7.01% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS, INC. | PO BOX 61007 VIRGINIA BEACH, VA 23466 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $186 | — | $186 | 1.44% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS INC | 303 E BURWELL STREET SALEM, VA 24153 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $966 | $283 | $1K | 12.93% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS INC | 303 E BURWELL STREET SALEM, VA 24153 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $824 | $45 | $869 | 10.54% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS INC | 303 E BURWELL STREET SALEM, VA 24153 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $375 | $4 | $379 | 10.11% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS, INC | 303 E BURWELL STREET SALEM, VA 24153 | OPTIMA HEALTH INSURANCE COMPANY | $61 | — | $61 | 1.64% |
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS, INC. | 303 EAST BURWELL STREET SALEM, VA 24153 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $10 | — | $10 | 9.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts) | OPTIMA HEALTH INSURANCE COMPANY | 148 | $1.1M |
| Dental | DELTA DENTAL OF VIRGINIA | 401 | $79K |
| Vision(3 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 455 | $29K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $28K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $41K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $21K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 455 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.