| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON | 1345 4TH AVE STE 1705 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN REGION NW | $0 | $10K | $10K | 0.04% |
| DIMARTINO ASSOCIATES3 | 1325 4TH AVE STE 1705 SEATTLE, WA 98101 | THE UNION LABOR LIFE INSURANCE CO | $36K | $0 | $36K | 2.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KAISER OF WASHINGTON EIN 91-0511770 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $14.2M |
| SEIU 775 BENEFITS GROUP EIN 85-2581812 PARTICIPATING EMPLOYER | Plan Administrator; Direct payment from the plan Service code 14 | — | $6.7M |
| MAGNACARE EIN 11-3410766 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Plan Administrator; Direct payment from the plan Service code 14 | — | $5.9M |
| AETNA EIN 06-6033492 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.6M |
| DELTA DENTAL NONE | Claims processing; Direct payment from the plan Service code 12 | PO BOX 741301 LOS ANGELES, CA 90074 | $678K |
| CAPCO EIN 04-3441053 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $460K |
| CLARK NUBER PS EIN 91-1194016 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $404K |
| BROWN & BROWN OF WASHINGTON, INC. EIN 91-0378940 NONE | Direct payment from the plan; Consulting (general); Insurance agents and brokers Service code 16 | — | $329K |
| MILLIMAN SOLUTIONS LLC EIN 91-0675641 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $206K |
| ABRACADABRA PRINTING INC EIN 91-1677862 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $190K |
| SEIU HEALTHCARE 775NW EIN 81-0588837 PARTICIPATING EMPLOYER | Direct payment from the plan; Other services Service code 49 | — | $177K |
| SHIFTUP EIN 20-0252516 NONE | Direct payment from the plan; Other services Service code 49 | — | $151K |
| QUALTRICS, LLC EIN 45-4964116 NONE | Direct payment from the plan; Other services Service code 49 | — | $83K |
| SLALOM, LLC EIN 84-1246887 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $80K |
| PROPEL INSURANCE EIN 91-0830024 NONE | Insurance agents and brokers; Insurance services; Direct payment from the plan Service code 22 | — | $75K |
| INTERPRO TRANSLATION SOLUTIONS EIN 36-3991375 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $72K |
| JOHN JONES NONE | Consulting (general); Direct payment from the plan Service code 16 | 215 COLUMBIA ST STE 300 SEATTLE, WA 98104 | $58K |
| CONVERGENCE NETWORKS (SWAT SYSTEMS) EIN 91-1958462 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $52K |
| ELIZABETH KNASTER CONSULTING LLC EIN 82-1475532 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $49K |
| BARLOW COUGHRAN MORALES & JOSEPHSON EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $48K |
| ALL IN GOOD COMPANY EIN 88-1252597 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $45K |
| DATEC EIN 91-0930538 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $44K |
| RBC WEALTH MANAGEMENT EIN 20-0563684 NONE | Direct payment from the plan; Investment management; Investment advisory (plan) Service code 27 | — | $43K |
| SARAH WILLGRESS NONE | Consulting (general); Direct payment from the plan Service code 16 | 15113 21ST DR SE MILL CREEK, WA 98012 | $41K |
| WASHINGTON HEALTH ALLIANCE EIN 47-0948895 NONE | Other services; Direct payment from the plan Service code 49 | — | $30K |
| EPIC HEARING NONE | Claims processing; Direct payment from the plan Service code 12 | 11000 OPTUM CIRCLE EDEN PRAIRIE, MN 55344 | $28K |
| KATE BALDWIN EIN 20-0586157 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $27K |
| SCHOEDEL & SCHOEDEL CPAS PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $27K |
| DILIGENT CORPORATION EIN 26-1189601 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $26K |
| WORKDAY, INC. NONE | Direct payment from the plan; Other services Service code 49 | 6110 STONERIDGE MALL RD PLEASANTON, CA 94588 | $24K |
| CDW DIRECT EIN 26-0273989 NONE | Direct payment from the plan; Other services Service code 49 | — | $23K |
| RYAN SWANSON & CLEVELAND, PLLC EIN 91-0392954 NONE | Direct payment from the plan; Legal Service code 29 | — | $22K |
| RSM US LLP EIN 42-0714325 NONE | Consulting fees; Direct payment from the plan Service code 50 | — | $22K |
| BOX, INC. EIN 20-2714444 NONE | Direct payment from the plan; Other services Service code 49 | — | $19K |
| KARRAS CONSULTING, INC. NONE | Other services; Direct payment from the plan Service code 49 | 1802 BLACK LAKE BLVD SW STE 101 OLYMPIA, WA 98512 | $19K |
| CREATIVE CIRCLE, LLC NONE | Direct payment from the plan; Consulting fees Service code 50 | PO BOX 74008799 CHICAGO, IL 60674 | $17K |
| MARKET RESEARCH EIN 91-1898174 NONE | Direct payment from the plan; Other services Service code 49 | — | $17K |
| SEAN LUCKMAN CONSULTING NONE | Consulting (general); Direct payment from the plan Service code 16 | 6275 HARBOR CREST DR NE BAINBRIDGE ISLAND, WA 98110 | $16K |
| SMARTSHEET.COM, INC. EIN 20-2954357 NONE | Direct payment from the plan; Other services Service code 49 | — | $15K |
| WOW TECHNOLOGIES, INC. EIN 20-1955077 NONE | Direct payment from the plan; Consulting fees Service code 50 | — | $14K |
| HEALTHDATAVIZ, LLC EIN 46-1922931 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $14K |
| GIBSON & ASSOCIATES, INC EIN 91-1770940 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $14K |
| MARSH USA INC. EIN 36-1436000 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $13K |
| KAINOS PLANNING, LLC (FORMERLY INTU EIN 47-2096052 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $13K |
| CONCUR TECHNOLOGIES NONE | Other services; Direct payment from the plan Service code 49 | 62157 COLLECTIONS CENTER DR CHICAGO, IL 60693 | $12K |
| LISTENING TREE CONSULTING EIN 83-3267122 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $12K |
| LINKEDIN CORPORATION EIN 47-0912023 NONE | Direct payment from the plan; Other services Service code 49 | — | $11K |
| AMALGAMATED BANK EIN 13-3566126 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $10K |
| AGILOFT EIN 71-0907214 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $9K |
| PAYTECH, INC. EIN 84-1496213 NONE | Other services; Direct payment from the plan Service code 49 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 23,729 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 23,729 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN REGION NW | 10,464 | $49.2M |
| Dental | WILLAMETTE DENTAL OF WASHINGTON,INC | 0 | $2.8M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE CO | 22,797 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,797 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.