| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIMARTINO ASSOCIATES | 1501 4TH AVE. #2400 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | — | $6K | $6K | 0.04% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEIU HEALTHCARE NW TRAINING PART EIN 51-0673005 PARTICIPATING EMPLOYER | Accounting (including auditing); Contract Administrator; Consulting (general); Participant communication; Copying and duplicating; Legal; Direct payment from the plan; Consulting fees; Recordkeeping fees; Other fees Service code 10 | — | $3.6M |
| BENEFIT SOLUTIONS, INC. EIN 91-1603312 NONE | Participant communication; Recordkeeping fees; Accounting (including auditing); Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan Service code 10 | — | $1.6M |
| DELTA DENTAL OF WASHINGTON EIN 91-0621480 NONE | Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Participant communication; Accounting (including auditing); Direct payment from the plan; Claims processing; Contract Administrator Service code 10 | — | $366K |
| SEIU HEALTHCARE 775NW EIN 81-0588837 PARTICIPATING EMPLOYER | Contract Administrator; Copying and duplicating; Direct payment from the plan; Participant communication; Accounting (including auditing) Service code 10 | — | $255K |
| BROWN & BROWN OF WA, INC. DBA DIMAR EIN 91-0378940 NONE | Copying and duplicating; Direct payment from the plan; Consulting (general); Insurance services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $235K |
| MILLIMAN SOLUTIONS, LLC EIN 47-5650627 NONE | Consulting fees; Consulting (general); Direct payment from the plan Service code 16 | 1301 FIFTH AVENUE, STE. 3800 SEATTLE, WA 98101 | $180K |
| RETROFIT, INC. NONE | Consulting (general); Consulting fees; Direct payment from the plan Service code 16 | 123 N. WACKER DRIVE, STE 1250 CHICAGO, IL 60606 | $143K |
| HEALTH SAFETY STRATEGIES, LLC NONE | Consulting fees; Direct payment from the plan; Consulting (general) Service code 16 | 405 HEARTHSTONE DRIVE BLACKSBURG, VA 24060 | $79K |
| NICOLE SADOW-HASENBERG NONE | Consulting (general); Direct payment from the plan; Consulting fees Service code 16 | 2024 EAST HOWE SEATTLE, WA 98112 | $79K |
| ELIZABETH KNASTER NONE | Consulting (general); Consulting fees; Direct payment from the plan Service code 16 | 1232 NE 97TH ST. SEATTLE, WA 98115 | $64K |
| DUKE UNIVERSITY NONE | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | P.O. BOX 602651 CHARLOTTE, NC 28260 | $56K |
| MARCY L MILLER NONE | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | 4051 32ND AVE SW SEATTLE, WA 98126 | $47K |
| MANATT HEALTH SOLUTIONS EIN 95-2375841 NONE | Consulting (general); Direct payment from the plan Service code 16 | 11355 WEST OLYMPIC BOULEVARD LOS ANGELES, CA 90064 | $45K |
| ABRACADABRA EIN 91-1677862 NONE | Direct payment from the plan; Copying and duplicating; Participant communication Service code 36 | 2025 THIRD AVENUE SEATTLE, WA 98121 | $35K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | 1301 FIFTH AVENUE, STE. 3800 SEATTLE, WA 98101 | $35K |
| STRATEGIC RESEARCH ASSOCIATES, LLC NONE | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | 25 W CATALDO, STE. D SPOKANE, WA 99201 | $32K |
| CROSS SECTIONAL CONSULTING EIN 46-3279538 NONE | Consulting (general); Direct payment from the plan; Consulting fees Service code 16 | 584 CUESTA DRIVE LOS ALTOS, CA 94024 | $28K |
| SIRIANNI YOUTZ SPOONEMORE EIN 91-1128278 NONE | Participant communication; Legal; Direct payment from the plan; Consulting (general) Service code 16 | 999 THIRD AVE SUITE 3650 SEATTLE, WA 98104 | $22K |
| SCHOEDEL & SCHOEDEL CPAS PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| AJILON PROFESSIONAL STAFFING NONE | Direct payment from the plan; Other services Service code 49 | DEPT CH 14031 PALATINE, IL 60055 | $16K |
| RATIONAL INTERACTION, INC. NONE | Consulting (general); Direct payment from the plan; Consulting fees Service code 16 | 1218 3RD AVENUE SUITE 900 SEATTLE, WA 98101 | $16K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 9725 THIRD AVENUE NE, SUITE 603 SEATTLE, WA 98115 | $13K |
| DATSTAT NONE | Direct payment from the plan; Participant communication; Other services; Consulting (general) Service code 16 | AVENUE, SUITE 300 SEATTLE, WA 98101 | $11K |
| HEALTH TRENDS EIN 20-4105529 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 511 NW 162ND SHORELINE, WA 98177 | $10K |
| KHANH HO NONE | Consulting fees; Direct payment from the plan; Consulting (general) Service code 16 | 305 27TH AVE. S SEATTLE, WA 98144 | $9K |
| K&L GATES EIN 25-0921018 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,940 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 15,940 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | GROUP HEALTH OPTIONS, INC. | 15,606 | $151.5M |
| Dental | WILLAMETTE DENTAL OF WASHINGTON, INC. | 2,931 | $1.5M |
| Vision | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 1,679 | $14.6M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 1,679 | $14.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,606 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.