| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLARK INSURANCE3 | 1945 CONGRESS STREET SUILDING A PORTLAND, MA 04104 | TELEDOC HEALTH, INC. | $24K | — | $24K | 15.00% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $5K | — | $5K | 3.60% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $5K | — | $5K | 3.59% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $4K | — | $4K | 3.31% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 3543 PORTLAND, ME 04104 | AMERITAS LIFE INSURANCE CORP. | $3K | — | $3K | 2.94% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $4K | — | $4K | 3.68% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, MA 04104 | HPHC JOINT VENTURE UHG | $4K | — | $4K | 3.53% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $3K | — | $3K | 3.93% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 04104 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $2K | — | $2K | 3.39% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $2K | — | $2K | 3.03% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $2K | — | $2K | 3.73% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $2K | — | $2K | 3.99% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $2K | — | $2K | 3.75% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $2K | — | $2K | 3.88% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $1K | — | $1K | 3.52% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $1K | — | $1K | 3.99% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $1K | — | $1K | 4.35% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $1K | — | $1K | 3.63% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $1K | — | $1K | 3.64% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $1K | — | $1K | 3.64% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $819 | — | $819 | 3.23% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $874 | — | $874 | 3.45% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $836 | — | $836 | 3.32% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $820 | — | $820 | 3.40% |
| CLARK INSURANCE3 | 2385 CONGRRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $801 | — | $801 | 3.63% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $774 | — | $774 | 3.64% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $774 | — | $774 | 3.64% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $589 | — | $589 | 2.79% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $766 | — | $766 | 3.71% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $647 | — | $647 | 3.74% |
| CLARK INSURANCE3 | PO BOX 3543 2385 CONGRESS STREET PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $628 | — | $628 | 3.63% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $827 | — | $827 | 4.90% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 04104 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $588 | — | $588 | 3.64% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $454 | — | $454 | 2.81% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $583 | — | $583 | 3.64% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $576 | — | $576 | 3.74% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $583 | — | $583 | 3.91% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $548 | — | $548 | 3.96% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $397 | — | $397 | 3.64% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $419 | — | $419 | 4.06% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $419 | — | $419 | 4.10% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $461 | — | $461 | 4.67% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $419 | — | $419 | 5.39% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $291 | — | $291 | 3.96% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $196 | — | $196 | 3.97% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $106 | — | $106 | 2.27% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $115 | — | $115 | 3.20% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $105 | — | $105 | 7.81% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $0 | — | $0 | 0.00% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 17417 | HPHC JOINT VENTURE UHG | $65 | — | $65 | 7.24% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BOX 3543 PORTLAND, ME 04104 | HPHC JOING VENTURE UHG | $22 | — | $22 | 3.29% |
| CLARK INSURANCE3 | 2385 CONGRESS STREET PO BO 3543 PORTLAND, ME 04104 | HPHC JOINT VENTURE UHG | $16 | — | $16 | 3.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,729 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,729 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(50 contracts, 2 carriers) | HPHC JOINT VENTURE UHG | 15 | $1.6M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 163 | $115K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 163 | $115K |
| Other(2 contracts, 2 carriers) | TELEDOC HEALTH, INC. | 2,425 | $181K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,425 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.