| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $8K | — | $8K | 3.92% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $6K | — | $6K | 3.51% |
| CLARK INSURANCE3 | PO BOX 3543 PORTLAND, ME 04104 | AMERITAS LIFE INSURANCE CORP. | $3K | $2K | $5K | 4.76% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 3543 PORTLAND, ME 04104 | AMERITAS LIFE INSURANCE CORP. | $206 | — | $206 | 0.20% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $4K | — | $4K | 4.04% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $3K | — | $3K | 3.87% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $3K | — | $3K | 3.80% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $4K | — | $4K | 4.92% |
| CLARK INSURANCE3 | — | TELEDOC HEALTH, INC. | $11K | — | $11K | 15.00% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $3K | — | $3K | 4.10% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $2K | — | $2K | 4.19% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $2K | — | $2K | 4.89% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $2K | — | $2K | 3.59% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $2K | — | $2K | 4.12% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $1K | — | $1K | 3.83% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $1K | — | $1K | 4.13% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $2K | — | $2K | 7.17% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $1K | — | $1K | 4.22% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $1K | — | $1K | 4.32% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $1K | — | $1K | 3.93% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $1K | — | $1K | 3.93% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $1K | — | $1K | 4.93% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $939 | — | $939 | 3.76% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $1K | — | $1K | 5.77% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $765 | — | $765 | 3.57% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $814 | — | $814 | 3.95% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $636 | — | $636 | 3.83% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $595 | — | $595 | 3.89% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $627 | — | $627 | 4.10% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $631 | — | $631 | 4.20% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $575 | — | $575 | 3.87% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $646 | — | $646 | 4.43% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $644 | — | $644 | 4.51% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $456 | — | $456 | 3.20% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $676 | — | $676 | 4.92% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $676 | — | $676 | 5.05% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $532 | — | $532 | 4.22% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $480 | — | $480 | 4.10% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $391 | — | $391 | 3.38% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $279 | — | $279 | 3.65% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $225 | — | $225 | 3.79% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $209 | — | $209 | 4.47% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $225 | — | $225 | 5.45% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $181 | — | $181 | 4.82% |
| CLARK INSURANCE3 | — | HPHC JOINT VENTURE UHG | $119 | — | $119 | 3.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,890 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,890 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(43 contracts) | HPHC JOINT VENTURE UHG | 15 | $1.5M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 139 | $101K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 139 | $101K |
| Other(2 contracts, 2 carriers) | TELEDOC HEALTH, INC. | 3,577 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,577 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.