| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EXPERTQUOTE, INC.3 | 3362 RAIN HILL LOOP ROSEVILLE, CA 95747 | ANTHEM BLUE CROSS | $30K | $0 | $30K | 2.71% |
| BEERE & PURVES INC3 Filed as: BEERE AND PURVES INC. | 1350 TREAT BOULEVARD, SUITE 470 WALNUT CREEK, CA 94597 | ANTHEM BLUE CROSS | $0 | $15K | $15K | 1.36% |
| EXPERTQUOTE, INC.3 | 3362 RAIN HILL LOOP ROSEVILLE, CA 95747 | KAISER FOUNDATION HEALTH PLAN INC | $59K | $0 | $59K | 6.48% |
| EXPERTQUOTE, INC.3 | 3362 RAIN HILL LOOP ROSEVILLE, CA 95747 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | $0 | $14K | 3.35% |
| EXPERTQUOTE, INC.3 | 3362 RAIN HILL LOOP ROSEVILLE, CA 95747 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | $0 | $5K | 9.88% |
| EXPERTQUOTE, INC.3 | 3362 RAIN HILL LOOP ROSEVILLE, CA 95747 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.89% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. | 1980 FESTIVAL PLAZA DRIVE SUITE 810 LAS VEGAS, NV 89135 | VISION SERVICE PLAN | $94 | $0 | $94 | 0.21% |
| EXPERTQUOTE, INC.3 | 1901 CONCOURSE DRIVE SAN JOSE, CA 95131 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $2K | $0 | $2K | 4.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 248 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 253 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | ANTHEM BLUE CROSS | 248 | $2.0M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 301 | $425K |
| Vision | VISION SERVICE PLAN | 275 | $45K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 301 | $474K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 214 | $49K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 301 | $425K |
| Prescription drug(3 contracts, 3 carriers) | ANTHEM BLUE CROSS | 248 | $2.0M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 301 | $474K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.