| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN A MEIER | PO BOX 67087 TOPEKA, KS 666670087 | ADVANCED INSURANCE COMPANY OF KANSAS | $9K | — | $9K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MEIER & MEIER EIN 50-9620766 CONSULTANT/BROKER | Consulting (general); Insurance agents and brokers Service code 16 | PO BOX 67087 TOPEKA, KS 66667 | $65K |
| WILLIAM C EARHART CO INC. EIN 20-0520351 CONTRACT ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | 3140 NE BROADWAY PORTLAND, OR 97208 | $44K |
| FINANCIAL COUNSELORS, INC. INVESTMENT MANAGEMENT | Investment management Service code 28 | 424 WEST 47TH STREET KANSAS CITY, MO 64112 | $23K |
| EMPRISE BANK EIN 74-2809141 CUSTODIAN | Custodial (securities) Service code 19 | 257 N BROADWAY WICHITA, KS 67202 | $18K |
| BROWN & RUPRECHT, P.C. EIN 43-1063434 LEGAL | Legal Service code 29 | 911 MAIN STREET SUITE 2300 KANSAS CITY, MO 64105 | $14K |
| MORROW & CO., LLC EIN 48-1142797 AUDITOR | Accounting (including auditing) Service code 10 | 421 E 3RD ST N WICHITA, KS 67202 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 616 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 616 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 1,721 | $1.3M |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 1,721 | $1.3M |
| Life insurance | ADVANCED INSURANCE COMPANY OF KANSAS | 616 | $94K |
| Short-term disability | ADVANCED INSURANCE COMPANY OF KANSAS | 616 | $94K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 1,721 | $1.3M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF KANSAS | 1,721 | $1.3M |
| Other | ADVANCED INSURANCE COMPANY OF KANSAS | 616 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,721 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.