| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS OF IDAHO INC3 | 6220 N DISCOVERY WAY STE 110 BOISE, ID 83713 | DELTA DENTAL OF IDAHO | $18K | $79K | $97K | 16.03% |
| ANDERSON LIFE & HEALTH AGENCY3 Filed as: ANDERSON LIFE & HEALTH AGENCY INC | PO BOX 50203 IDAHO FALLS, ID 83405 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 1.60% |
| GBS OF IDAHO INC3 | 6220 N DISCOVERY WY STE 110 BOISE, ID 83713 | LIFEMAP ASSURANCE COMPANY | $7K | — | $7K | 4.90% |
| ANDERSON LIFE & HEALTH AGENCY3 Filed as: ANDERSON LIFE & HEALTH AGENCY INC | PO BOX 50203 IDAHO FALLS, ID 83405 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 4.48% |
| TRAVIS ARGYLE3 | 425 N CAPITAL STE B IDAHO FALLS, ID 83402 | BLUE CROSS OF IDAHO HEALTH SERVICE, INC | $172K | $25K | $197K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 843 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 843 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF IDAHO HEALTH SERVICE, INC | 1,641 | $0 |
| Dental | DELTA DENTAL OF IDAHO | 857 | $604K |
| Vision | LIFEMAP ASSURANCE COMPANY | 792 | $134K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,403 | $373K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,403 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,641 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.