| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRAVIS ARGYLE3 | 1655 1ST STREET IDAHO FALLS, ID 83401 | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | $66K | — | $66K | 3.66% |
| GBS OF IDAHO INC3 | 6220 N DISCOVERY WAY STE 110 BOISE, ID 83713 | DELTA DENTAL OF IDAHO | $6K | — | $6K | 3.00% |
| ANDERSON LIFE & HEALTH AGENCY3 | PO BOX 50203 IDAHO FALLS, ID 83405 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 14.39% |
| ARCHIBALD INSURANCE CENTER, INC.3 Filed as: ARCHIBALD INSURANCE CENTER INC | PO BOX 96 REXBURG, ID 83440 | LIFEMAP ASSURANCE COMPANY | $1K | — | $1K | 3.26% |
| GBS OF IDAHO INC3 | 6220 NORTH DISCOVERY WAY SUITE 110 BOISE, ID 83713 | LIFEMAP ASSURANCE COMPANY | $706 | — | $706 | 1.73% |
| ANDERSON LIFE & HEALTH AGENCY3 | PO BOX 50203 IDAHO FALLS, ID 83405 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 8.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF IDAHO HEALTH SERVICE, INC. | 312 | $1.8M |
| Dental | DELTA DENTAL OF IDAHO | 261 | $197K |
| Vision | LIFEMAP ASSURANCE COMPANY | 258 | $41K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 94 | $31K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 94 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.