| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TARTAN INSURANCE AGENCY3 Filed as: TARTAN INSURANCE AGENCY INC | 7260 WEST BLVD BLDG I BOARDMAN, OH 44512 | COMMUNITY INSURANCE COMPANY | $31K | — | $31K | 2.76% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 19102 | AFLAC AB215 | $2K | $167 | $2K | 11.44% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC AB215 | $325 | $33 | $358 | 1.88% |
| MARILYN WYMAN | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC AB215 | $234 | $0 | $234 | 1.23% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC AB215 | $159 | $0 | $159 | 0.84% |
| SMITH BENEFITS CONSULTING GROUP3 Filed as: SMITH BENEFIT CONSULTING GROUP | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC AB215 | $131 | $0 | $131 | 0.69% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 1026 RHODES LANE BROOKVILLE, PA 15825 | AFLAC AB215 | $127 | $0 | $127 | 0.67% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE STE 205 MEADVILLE, PA 16335 | AFLAC AB215 | $93 | $33 | $126 | 0.66% |
| MARIO HAIFA3 | 216 WARWICK DR PITTSBURGH, PA 15241 | AFLAC AB215 | $41 | $0 | $41 | 0.22% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB215 | $31 | $0 | $31 | 0.16% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC AB215 | $24 | $0 | $24 | 0.13% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB215 | $22 | $0 | $22 | 0.12% |
| LINDA M NEARHOOF3 | 3610 SCARBORO RD ERIE, PA 16506 | AFLAC AB215 | $8 | $0 | $8 | 0.04% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC AB215 | $8 | $0 | $8 | 0.04% |
| SHARON R GRANT3 Filed as: SHARON GRANT | 4975 KINGSTON WAY NAPLES, FL 34119 | AFLAC AB215 | $6 | $0 | $6 | 0.03% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC AB215 | $3 | $0 | $3 | 0.02% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC AB215 | $2 | $0 | $2 | 0.01% |
| DENNIS HULSE3 | 240 PARALLEL ST PLEASANTVILLE, PA 16341 | AFLAC AB215 | $1 | $0 | $1 | 0.01% |
| LINDA M NEARHOOF3 | 2411 W 26TH ST ERIE, PA 16506 | AFLAC AB215 | $1 | $0 | $1 | 0.01% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC AB211 | $2K | $47 | $2K | 12.17% |
| MARILYN WYMAN3 | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC AB211 | $341 | $0 | $341 | 2.01% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC AB211 | $294 | $9 | $303 | 1.79% |
| SMITH BENEFITS CONSULTING GROUP Filed as: SMITH BENEFIT CONSULTING GROUP | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC AB211 | $191 | $0 | $191 | 1.13% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC AB211 | $151 | $0 | $151 | 0.89% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 1026 RHODES LANE BROOKVILLE, PA 15825 | AFLAC AB211 | $100 | $0 | $100 | 0.59% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB211 | $51 | $0 | $51 | 0.30% |
| MARIO HAIFA3 | 216 WARWICK DR PITTSBURGH, PA 15241 | AFLAC AB211 | $45 | $0 | $45 | 0.27% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE STE 205 MEADVILLE, PA 16335 | AFLAC AB211 | $32 | $9 | $41 | 0.24% |
| JULIE SHUTTLEWORTH3 | 4060 BLUEJAY DRIVE SHARPSVILLE, PA 16150 | AFLAC AB211 | $17 | $0 | $17 | 0.10% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC AB211 | $16 | $0 | $16 | 0.09% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB211 | $13 | $0 | $13 | 0.08% |
| LEON KOKAL3 | 10478 TOLLAND DR AURORA, OH 44202 | AFLAC AB211 | $11 | $0 | $11 | 0.06% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC AB211 | $9 | $0 | $9 | 0.05% |
| JOY GRUBE PADGELEK3 Filed as: JOY PADGELEK | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC AB211 | $9 | $0 | $9 | 0.05% |
| LEWIS P AGNONE3 | 360 EASTWOOD DRIVE HUBBARD, OH 44425 | AFLAC AB211 | $7 | $0 | $7 | 0.04% |
| DAVID A. WALKER3 | PO BOX 1482 WARREN, OH 44482 | AFLAC AB211 | $6 | $0 | $6 | 0.04% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE COURT GERMANTOWN HILLS, IL 61548 | AFLAC AB211 | $4 | $0 | $4 | 0.02% |
| SHARON R GRANT3 Filed as: SHARON GRANT | 4975 KINGSTON WAY NAPLES, FL 34119 | AFLAC AB211 | $4 | $0 | $4 | 0.02% |
| TINA MILNER3 | PO BOX 668 WARREN, OH 44482 | AFLAC AB211 | $3 | $0 | $3 | 0.02% |
| THE TORRES GROUP LLC3 | 1750 FARMINGTON CIRCLE WELLINTON, TN 37919 | AFLAC AB211 | $1 | $0 | $1 | 0.01% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC AB211 | $1 | $0 | $1 | 0.01% |
| RPM LTD3 | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC AB211 | $1 | $0 | $1 | 0.01% |
| DENNIS HULSE3 | 240 PARALLEL ST PLEASANTVILLE, PA 16341 | AFLAC AB211 | $0 | $0 | $0 | 0.00% |
| LISA CUNNINGHAM3 | 8078 POLK PATH REYNOLDSBURG, OH 43068 | AFLAC AB211 | $0 | $0 | $0 | 0.00% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 19102 | AFLAC AB217 | $1K | $20 | $1K | 9.94% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC AB217 | $180 | $0 | $180 | 1.45% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC AB217 | $126 | $2 | $128 | 1.03% |
| MARILYN WYMAN3 | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC AB217 | $109 | $2 | $111 | 0.89% |
| SMITH BENEFITS CONSULTING GROUP3 Filed as: SMITH BENEFIT CONSULTING GROUP | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC AB217 | $76 | $2 | $78 | 0.63% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 1026 RHODES LANE BROOKVILLE, PA 15825 | AFLAC AB217 | $66 | $0 | $66 | 0.53% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB217 | $60 | $0 | $60 | 0.48% |
| MARIO HAIFA3 | 216 WARWICK DR PITTSBURGH, PA 15241 | AFLAC AB217 | $54 | $0 | $54 | 0.44% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB217 | $20 | $0 | $20 | 0.16% |
| STEVE MINTZ3 | 12 WINDWARD WAY CHAGRIN FALLS, OH 44023 | AFLAC AB217 | $19 | $0 | $19 | 0.15% |
| MASTERS BENEFITS AGENCY INC.3 | 26650 RENAISSANCE PKWY CLEVELAND, OH 44128 | AFLAC AB217 | $18 | $0 | $18 | 0.15% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC AB217 | $16 | $0 | $16 | 0.13% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC AB217 | $12 | $0 | $12 | 0.10% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE STE 205 MEADVILLE, PA 16335 | AFLAC AB217 | $10 | $2 | $12 | 0.10% |
| DAMON K MINTZ3 | 17531 MERRY OAKS TRAIL CHAGRIN FALLS, OH 44023 | AFLAC AB217 | $9 | $0 | $9 | 0.07% |
| MARC J HAIRE3 Filed as: MARC HAIRE | 9885 GREENHAVEN PKWY BRECKSVILLE, OH 44141 | AFLAC AB217 | $7 | $0 | $7 | 0.06% |
| MICHAEL J QUINN3 | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC AB217 | $5 | $0 | $5 | 0.04% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC AB217 | $5 | $0 | $5 | 0.04% |
| MARK L HUFHAND3 | 3313 LEE ST NW NORTH CANTON, OH 44720 | AFLAC AB217 | $3 | $0 | $3 | 0.02% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC AB217 | $2 | $0 | $2 | 0.02% |
| HERBERT P SHNIDER3 Filed as: HERBERT SHNIDER | 6192 MCNAUGHTEN GROVE LANE COLUMBUS, OH 43213 | AFLAC AB217 | $1 | $0 | $1 | 0.01% |
| JOHN C RASCHELLA3 Filed as: JOHN RASCHELLA | 20521 TAHITIAN BLVD ESTERO, FL 33928 | AFLAC AB217 | $1 | $0 | $1 | 0.01% |
| SHARON R GRANT3 Filed as: SHARON GRANT | 4975 KINGSTON WAY NAPLES, FL 34119 | AFLAC AB217 | $1 | $0 | $1 | 0.01% |
| TARTAN INSURANCE AGENCY3 Filed as: TARTAN INSURANCE AGENCY INC | 7260 WEST BLVD BLDG I BOARDMAN, OH 44512 | ANTHEM LIFE INSURANCE COMPANY | $926 | $0 | $926 | 10.78% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC LTS22 | $686 | $145 | $831 | 20.65% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC LTS22 | $204 | $29 | $233 | 5.79% |
| MARILYN WYMAN3 | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC LTS22 | $157 | $0 | $157 | 3.90% |
| SMITH BENEFITS CONSULTING GROUP3 Filed as: SMITH BENEFIT CONSULTING GROUP | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC LTS22 | $93 | $0 | $93 | 2.31% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE STE 205 MEADVILLE, PA 16335 | AFLAC LTS22 | $51 | $29 | $80 | 1.99% |
| MICHAEL JOHN RABIDOUX3 | 4973 SHERRY SPRINGS DR COLORADO SPRINGS, CO 80923 | AFLAC LTS22 | $9 | $0 | $9 | 0.22% |
| DEBORAH L TANNER3 | 14330 VINDEL CIR FORT MYERS, FL 33905 | AFLAC LTS22 | $5 | $0 | $5 | 0.12% |
| BRENDA LYNN GARRETT3 | 5400 GLENWOOD AVE STE G03 RALEIGH, NC 27612 | AFLAC LTS22 | $3 | $0 | $3 | 0.07% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC KNP17 | $402 | $97 | $499 | 14.60% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC KNP17 | $91 | $17 | $108 | 3.16% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE STE 205 MEADVILLE, PA 16335 | AFLAC KNP17 | $47 | $17 | $64 | 1.87% |
| MARILYN WYMAN3 | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC KNP17 | $49 | $3 | $52 | 1.52% |
| SMITH BENEFITS CONSULTING GROUP3 Filed as: SMITH BENEFIT CONSULTING GROUP | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC KNP17 | $28 | $3 | $31 | 0.91% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC KNP17 | $1 | $0 | $1 | 0.03% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC KNP17 | $0 | $0 | $0 | 0.00% |
| MARIO HAIFA3 | 216 WARWICK DR PITTSBURGH, PA 15241 | AFLAC KNP17 | $0 | $0 | $0 | 0.00% |
| THE TORRES GROUP LLC3 | 1750 FARMINGTON CIRCLE WELLINTON, TN 37919 | AFLAC KNP17 | $0 | $0 | $0 | 0.00% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC KNP17 | $0 | $0 | $0 | 0.00% |
| KRISTIN J QUINLAN3 | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC KNP17 | $0 | $0 | $0 | 0.00% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC L3H49 | $714 | $58 | $772 | 29.35% |
| SMITH BENEFITS CONSULTING GROUP3 Filed as: SMITH BENEFIT CONSULTING GROUP | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC L3H49 | $130 | $12 | $142 | 5.40% |
| MARILYN WYMAN | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC L3H49 | $119 | $0 | $119 | 4.52% |
| MARILYN WYMAN3 | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC L3H49 | $35 | $12 | $47 | 1.79% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC FHW61 | $133 | $32 | $165 | 7.16% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC FHW61 | $64 | $6 | $70 | 3.04% |
| MARILYN WYMAN3 | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC FHW61 | $57 | $0 | $57 | 2.47% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC FHW61 | $46 | $0 | $46 | 2.00% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC FHW61 | $24 | $0 | $24 | 1.04% |
| SMITH BENEFITS CONSULTING GROUP3 Filed as: SMITH BENEFIT CONSULTING GROUP | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC FHW61 | $16 | $3 | $19 | 0.82% |
| MARIO HAIFA3 | 216 WARWICK DR PITTSBURGH, PA 15241 | AFLAC FHW61 | $15 | $0 | $15 | 0.65% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE STE 205 MEADVILLE, PA 16335 | AFLAC FHW61 | $5 | $3 | $8 | 0.35% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC FHW61 | $5 | $0 | $5 | 0.22% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC FHW61 | $3 | $0 | $3 | 0.13% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC FHW61 | $2 | $0 | $2 | 0.09% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC FHW61 | $2 | $0 | $2 | 0.09% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC FN377 | $296 | $0 | $296 | 13.53% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC FN377 | $43 | $0 | $43 | 1.97% |
| MARILYN WYMAN3 | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC FN377 | $31 | $0 | $31 | 1.42% |
| SMITH BENEFITS CONSULTING GROUP3 Filed as: SMITH BENEFIT CONSULTING GROUP | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC FN377 | $28 | $0 | $28 | 1.28% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC FN377 | $17 | $0 | $17 | 0.78% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE STE 205 MEADVILLE, PA 16335 | AFLAC FN377 | $13 | $0 | $13 | 0.59% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC FN377 | $5 | $0 | $5 | 0.23% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC FN377 | $5 | $0 | $5 | 0.23% |
| MARIO HAIFA3 | 216 WARWICK DR PITTSBURGH, PA 15241 | AFLAC FN377 | $3 | $0 | $3 | 0.14% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 1026 RHODES LANE BROOKVILLE, PA 15825 | AFLAC FN377 | $3 | $0 | $3 | 0.14% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC FN377 | $2 | $0 | $2 | 0.09% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC FN377 | $1 | $0 | $1 | 0.05% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC FN377 | $1 | $0 | $1 | 0.05% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC KVK24 | $79 | $0 | $79 | 6.10% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC KVK24 | $16 | $0 | $16 | 1.24% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC KVK24 | $15 | $0 | $15 | 1.16% |
| RONALD PUSZ3 | 18282 TECHNOLOGY DRIVE STE 205 MEADVILLE, PA 16335 | AFLAC KVK24 | $12 | $0 | $12 | 0.93% |
| MARILYN WYMAN3 | 1219 BELLFIELD CT GREENSBURG, PA 15601 | AFLAC KVK24 | $12 | $0 | $12 | 0.93% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 1026 RHODES LANE BROOKVILLE, PA 15825 | AFLAC KVK24 | $7 | $0 | $7 | 0.54% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 NONE | Accounting (including auditing) Service code 10 | 24651 CENTER RIDGE RD 475 WESTLAKE, OH 44145 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 425 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 425 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(10 contracts, 10 carriers) | AFLAC AB215 | 135 | $73K |
| Short-term disability(9 contracts, 9 carriers) | AFLAC AB215 | 49 | $64K |
| Long-term disability(9 contracts, 9 carriers) | AFLAC AB215 | 49 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 138 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.