| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TARTAN INSURANCE AGENCY3 Filed as: TARTAN INSURANCE AGENCY INC | 7260 WEST BLVD BLDG I BOARDMAN, OH 44512 | COMMUNITY INSURANCE COMPANY | $29K | $0 | $29K | 4.46% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC AB211 | $2K | $117 | $2K | 11.42% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC AB211 | $432 | $24 | $456 | 2.28% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 57 PICKERING ST BROOKVILLE, PA 15825 | AFLAC AB211 | $256 | $14 | $270 | 1.35% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC AB211 | $217 | $0 | $217 | 1.09% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC AB211 | $161 | $24 | $185 | 0.93% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB211 | $122 | $10 | $132 | 0.66% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB211 | $98 | $0 | $98 | 0.49% |
| JULIE SHUTTLEWORTH3 | 4060 BLUEJAY DRIVE SHARPSVILLE, PA 16150 | AFLAC AB211 | $34 | $0 | $34 | 0.17% |
| GUERRA RICHARDS AND JOSEPH SPECIALT3 | 410 ROBBINS AVE NILES, OH 44446 | AFLAC AB211 | $33 | $0 | $33 | 0.17% |
| LEON KOKAL3 | 10478 TOLAND DR AURORA, OH 44202 | AFLAC AB211 | $23 | $0 | $23 | 0.12% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC AB211 | $20 | $0 | $20 | 0.10% |
| DAVID A. WALKER3 | PO BOX 1482 WARREN, OH 44482 | AFLAC AB211 | $17 | $0 | $17 | 0.09% |
| DIANE HELEN DUDA3 | 5075 E 252ND STREET APT F204 ODESSA, TX 79762 | AFLAC AB211 | $11 | $0 | $11 | 0.06% |
| BRADLEY KAUFFMAN3 | 315 GREEN RIDGE ROAD, SUITE H-1 NEW CASTLE, PA 16105 | AFLAC AB211 | $11 | $0 | $11 | 0.06% |
| TINA MILNER3 | PO BOX 668 WARREN, OH 44482 | AFLAC AB211 | $11 | $0 | $11 | 0.06% |
| LEWIS P AGNONE3 | 873 W PARK AVE HUBBARD, OH 44425 | AFLAC AB211 | $9 | $0 | $9 | 0.05% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC AB211 | $8 | $0 | $8 | 0.04% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS JR | 3199 SIOUX CONIFER RD WATERTOWN, SD 57201 | AFLAC AB211 | $8 | $0 | $8 | 0.04% |
| DAVID P AESOPH3 | 1301 SOUTH SUMMIT AVENUE SIOUX FALLS, SD 57105 | AFLAC AB211 | $6 | $0 | $6 | 0.03% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE COURT GERMANTOWN HILLS, IL 61548 | AFLAC AB211 | $5 | $0 | $5 | 0.03% |
| DENNIS HULSE3 | 240 PARALLEL ST PLEASANTVILLE, PA 16341 | AFLAC AB211 | $4 | $0 | $4 | 0.02% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC AB211 | $3 | $0 | $3 | 0.02% |
| LISA MARIE HAMPSON3 | 435 GEORGETOWN COURT SEVEN FIELDS, PA 16046 | AFLAC AB211 | $2 | $0 | $2 | 0.01% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 19102 | AFLAC AB217 | $2K | $90 | $2K | 9.60% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC AB217 | $388 | $18 | $406 | 2.38% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC AB217 | $147 | $18 | $165 | 0.97% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 57 PICKERING ST BROOKVILLE, PA 15825 | AFLAC AB217 | $132 | $18 | $150 | 0.88% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC AB217 | $130 | $0 | $130 | 0.76% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB217 | $123 | $0 | $123 | 0.72% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB217 | $46 | $0 | $46 | 0.27% |
| STEVE MINTZ3 | 12 WINDWARD WAY CHAGRIN FALLS, OH 44023 | AFLAC AB217 | $22 | $0 | $22 | 0.13% |
| MASTERS BENEFITS AGENCY INC.3 | 26650 REAISSANCE PKWY CLEVELAND, OH 44128 | AFLAC AB217 | $20 | $0 | $20 | 0.12% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC AB217 | $16 | $0 | $16 | 0.09% |
| DIANE HELEN DUDA3 | 5075 E 52ND STREET APT F204 ODESSA, TX 79762 | AFLAC AB217 | $10 | $0 | $10 | 0.06% |
| DAMON K MINTZ3 | 7950 COBBLESTONE LN CHAGRIN FALLS, OH 44023 | AFLAC AB217 | $10 | $0 | $10 | 0.06% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC AB217 | $9 | $0 | $9 | 0.05% |
| MARC J HAIRE3 Filed as: MARC HAIRE | 9885 GREENHAVEN PKWY BRECKSVILLE, OH 44141 | AFLAC AB217 | $8 | $0 | $8 | 0.05% |
| MICHAEL J QUINN3 | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC AB217 | $6 | $0 | $6 | 0.04% |
| DENNIS HULSE3 | 240 PARALLEL ST PLEASANTVILLE, PA 16341 | AFLAC AB217 | $5 | $0 | $5 | 0.03% |
| LISA MARIE HAMPSON3 | 435 GEORGETOWN COURT SEVEN FIELDS, PA 16046 | AFLAC AB217 | $3 | $0 | $3 | 0.02% |
| MARK L HUFHAND3 | 3313 LEE ST NW CANTON, OH 44720 | AFLAC AB217 | $3 | $0 | $3 | 0.02% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC AB217 | $2 | $0 | $2 | 0.01% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 19102 | AFLAC AB215 | $2K | $112 | $2K | 13.55% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC AB215 | $262 | $22 | $284 | 2.34% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 57 PICKERING ST BROOKVILLE, PA 15825 | AFLAC AB215 | $214 | $19 | $233 | 1.92% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC AB215 | $197 | $0 | $197 | 1.62% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC AB215 | $112 | $22 | $134 | 1.10% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB215 | $45 | $3 | $48 | 0.40% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC AB215 | $40 | $0 | $40 | 0.33% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC AB215 | $20 | $0 | $20 | 0.16% |
| LINDA M NEARHOOF3 | 2411 WEST 26 STREET ERIE, PA 16506 | AFLAC AB215 | $17 | $0 | $17 | 0.14% |
| DIANE HELEN DUDA3 | 5075 E 252ND STREET APT F204 ODESSA, TX 79762 | AFLAC AB215 | $11 | $0 | $11 | 0.09% |
| LINDA M NEARHOOF3 | 2403 WEST 26TH STREET ERIE, PA 16506 | AFLAC AB215 | $5 | $0 | $5 | 0.04% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC AB215 | $5 | $0 | $5 | 0.04% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC AB215 | $4 | $0 | $4 | 0.03% |
| DENNIS HULSE3 | 240 PARALLEL ST PLEASANTVILLE, PA 16341 | AFLAC AB215 | $2 | $0 | $2 | 0.02% |
| TARTAN INSURANCE AGENCY3 Filed as: TARTAN INSURANCE AGENCY INC | 7260 WEST BLVD BLDG I BOARDMAN, OH 44512 | ANTHEM LIFE INSURANCE COMPANY | $663 | $0 | $663 | 10.00% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC FN377 | $625 | $0 | $625 | 12.08% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC FN377 | $141 | $0 | $141 | 2.73% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 57 PICKERING ST BROOKVILLE, PA 15825 | AFLAC FN377 | $56 | $0 | $56 | 1.08% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC FN377 | $34 | $0 | $34 | 0.66% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC FN377 | $29 | $0 | $29 | 0.56% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC FN377 | $19 | $0 | $19 | 0.37% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVENUE INDIANA, PA 15701 | AFLAC FN377 | $6 | $0 | $6 | 0.12% |
| TIMOTHY R QUINLAN3 Filed as: TIMOTHY QUINLAN | 137 SEMICONON LANE RENFREW, PA 16053 | AFLAC FN377 | $5 | $0 | $5 | 0.10% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY, PA 16066 | AFLAC FN377 | $2 | $0 | $2 | 0.04% |
| LEE PHYLLIS PRESTOPINE3 | 194 HICKORY VIEW DRIVE NEW CASTLE, PA 16102 | AFLAC FHW61 | $142 | $6 | $148 | 6.23% |
| MARILYN WYMAN3 | 4276 STONE CREEK DR ERIE, PA 16506 | AFLAC FHW61 | $105 | $0 | $105 | 4.42% |
| PATRICK PREISEL3 | 806 YOUNG ST NEW CASTLE, PA 16101 | AFLAC FHW61 | $88 | $1 | $89 | 3.75% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15237 | AFLAC FHW61 | $34 | $1 | $35 | 1.47% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC FHW61 | $33 | $0 | $33 | 1.39% |
| BILLY M CRAIN3 Filed as: BILLY CRAIN | 57 PICKERING ST BROOKVILLE, PA 15825 | AFLAC FHW61 | $16 | $1 | $17 | 0.72% |
| RUSSELL L WARYE3 Filed as: RUSSELL L WOODLEY | 2014 REIS RUN ROAD PITTSBURGH, PA 15237 | AFLAC FHW61 | $6 | $0 | $6 | 0.25% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 NONE | Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 348 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 348 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(6 contracts, 6 carriers) | AFLAC AB211 | 133 | $63K |
| Short-term disability(5 contracts, 5 carriers) | AFLAC AB211 | 45 | $57K |
| Long-term disability(5 contracts, 5 carriers) | AFLAC AB211 | 45 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.