| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVOCATE CONSULTING GROUP INC3 Filed as: ADVOCATE CONSULTING GROUP | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | BLUE CROSS BLUE SHIELD OF FLORIDA | $17K | — | $17K | 5.87% |
| ADVOCATE CONSULTING GROUP INC3 Filed as: ADVOCATE CONSULTING GRP | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 10.00% |
| HARRISON-DAVIS INC3 | 5426 BAY CENTER DRIVE TAMPA, FL 33609 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $71 | — | $71 | 0.10% |
| DAVIS II COMPANIES LLC3 | 5426 BAY CENTER DRIVE TAMPA, FL 33609 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $35 | — | $35 | 0.05% |
| ADVOCATE CONSULTING GROUP INC3 Filed as: ADVOCATE CONSULTING GROUP | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | HEALTH OPTIONS | $4K | — | $4K | 6.08% |
| ADVOCATE CONSULTING GROUP INC3 | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 20.67% |
| ADVOCATE CONSULTING GROUP INC3 | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 21.11% |
| ADVOCATE CONSULTING GROUP INC3 | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 21.14% |
| ADVOCATE CONSULTING GROUP INC3 Filed as: ADVOCATE CONSULTING GROUP | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $981 | — | $981 | 10.49% |
| ADVOCATE CONSULTING GROUP INC3 | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $615 | $367 | $982 | 15.96% |
| ADVOCATE CONSULTING GROUP INC3 Filed as: ADVOCATE CONSULTING GROUP | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $290 | — | $290 | 9.31% |
| ADVOCATE CONSULTING GROUP INC3 Filed as: ADVOCATE CONSULTING GROUP | 17807 HUNTING BOW CIRCLE SUITE 102 LUTZ, FL 33558 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $221 | — | $221 | 9.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 144 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 29 | $347K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 78 | $71K |
| Vision(3 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 84 | $15K |
| Life insurance(3 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 145 | $110K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 53 | $18K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 44 | $24K |
| Other(3 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 145 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.