Welfare broker

ADVOCATE CONSULTING GROUP INC

Mailing address (most recent filing)

3737 EAGLEFLIGHT LANE

LAND O LAKES, FL 34639

Total comp: $393K
Commissions: $390K
Fees: $3K
Filings: 9
Sponsors: 9

Carrier mix

Where ADVOCATE CONSULTING GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY20.0%
UPMC HEALTH OPTIONS20.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY20.0%
BLUE CROSS OF CALIFORNIA20.0%
ANCHOR BENEFIT CONSULTING, INC.20.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$144K	20.0%
UPMC HEALTH OPTIONS	1	$604K	20.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$356K	20.0%
BLUE CROSS OF CALIFORNIA	1	$270K	20.0%
ANCHOR BENEFIT CONSULTING, INC.	1	$992K	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	4	$2.0M	0.1%	20.32x
VA	1	$356K	0.0%	9.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ADVOCATE CONSULTING GROUP INC's plans by broker comp / premium ratio. Median 10.46% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of ADVOCATE CONSULTING GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where ADVOCATE CONSULTING GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GEOPOINT SURVEYING, INC. GEOPOINT SURVEYING, INC. EMPLOYEE BENEFITS PLAN	FL	$992K	$191K	ANCHOR BENEFIT CONSULTING, INC.
WIDEPOINT CORPORATION WIDEPOINT CORPORATION EMPLOYEE BENEFITS PLAN	VA	$356K	$66K	CIGNA HEALTH AND LIFE INSURANCCE COMPANY
DEFY MEDICAL DEFY MEDICAL, LLC EMPLOYEE BENEFITS PLAN	FL	$604K	$27K	HEALTH OPTIONS, INC
VATC LLC VATC LLC EMPLOYEE BENEFITS PLAN	FL	$270K	$22K	BLUE CROSS BLUE SHIELD OF FLORIDA
PURE BEAUTY FARMS, INC PURE BEAUTY FARMS, INC EMPLOYEE BENEFITS PLAN	FL	$144K	$15K	UNITED OF OMAHA LIFE INSURANCE COMPANY