| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AND FNCL. SVCS. | 1133 WESTCHESTER AVENUE SUITE 229 WHITE PLAINS, NJ 106043516 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 5.51% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 4.98% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AND FNCL. SVCS. | 12404 PARK CENTRAL DR. SUITE 400S DALLAS, TX 752511803 | METROPOLITAN LIFE INSURANCE COMPANY | — | $507 | $507 | 0.31% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $5K | — | $5K | 4.81% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $4K | — | $4K | 4.93% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $5K | — | $5K | 5.08% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $4K | — | $4K | 4.87% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $4K | — | $4K | 5.14% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $4K | — | $4K | 4.86% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $4K | — | $4K | 4.86% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $4K | — | $4K | 5.01% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $3K | — | $3K | 5.07% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $2K | — | $2K | 5.15% |
| LISA A BARKSDALE3 Filed as: LISA BARKSDALE | 100 MERLINO LN. MAYS LANDING, NJ 08330 | AFLAC | $1K | $64 | $1K | 4.36% |
| MARK STONER3 | 10170 CAPE ANN DR. COLUMBIA, MD 21046 | AFLAC | $455 | $32 | $487 | 1.72% |
| ERIN HOLZSCHUH3 | 500 LATONA RD., SUITE 410 BUILDING D ROCHESTER, NY 14626 | AFLAC | $415 | $19 | $434 | 1.53% |
| BRYAN FISH3 | 4050 CANDLELIGHT DR. DAYTON, MD 21036 | AFLAC | $272 | $32 | $304 | 1.07% |
| DANIEL BROPHY3 | 674 ROUTE 202 206 NORTH BUILDING 4, UNIT 7 BRIDGEWATER, NJ 08807 | AFLAC | $175 | — | $175 | 0.62% |
| LARRY KENNEY3 Filed as: LARRY KENNY | 107 W. CENTENNIAL DR. MEDFORD, NJ 08055 | AFLAC | $145 | $13 | $158 | 0.56% |
| EDIANA MARTINEZ3 | 1611 TOMAHAWK CT. VINELAND, NJ 08361 | AFLAC | $43 | — | $43 | 0.15% |
| TIMOTHY S HUCK3 Filed as: TIMOTHY HUCK | 6 BREDNAN DR. FLANDERS, NJ 07836 | AFLAC | $41 | — | $41 | 0.14% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN CAPOZZI | 242 WICKERBERRY DR. MIDDLETOWN, DE 19709 | AFLAC | $40 | — | $40 | 0.14% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN PITUCH | 23 MORGAN DR. SPARTA, NJ 07871 | AFLAC | $36 | — | $36 | 0.13% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA PAUL GROUP INC. | 17 OAK LN. RANDOLPH, NJ 07869 | AFLAC | $25 | — | $25 | 0.09% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE. SUITE 105 PISCATAWAY, NJ 08854 | AFLAC | $24 | — | $24 | 0.08% |
| DAVID C SWEIGARD3 Filed as: DAVID SWEIGARD | 2575E PELLICER RD. SAINT AUGUSTINE, FL 32092 | AFLAC | $23 | — | $23 | 0.08% |
| JULIE WOOLEY3 | 245 KYLE RD. NEW CASTLE, PA 16102 | AFLAC | $21 | — | $21 | 0.07% |
| KIMBERLEY A MUMFORD3 Filed as: KIMBERLEY MUMFORD | 1415 SUNNY AVE. NEW CASTLE, PA 16101 | AFLAC | $18 | — | $18 | 0.06% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT. 2ND FLOOR MARRIOTSVILLE, MD 21104 | AFLAC | $18 | — | $18 | 0.06% |
| BRIAN GEORGE JAEGGI3 Filed as: BRIAN JAEGGI | 15607 W. LILLI WAY VAN NUYS, CA 91406 | AFLAC | $15 | — | $15 | 0.05% |
| RUSSELL WOODLEY3 | 2014 REIS RUN RD. PITTSBURGH, PA 15237 | AFLAC | $13 | — | $13 | 0.05% |
| ANTHONY ALMODOVAR3 | 3605 VARTAN WAY SUITE 304 HARRISBURG, PA 17110 | AFLAC | $13 | — | $13 | 0.05% |
| HELEN DIZ-HATTON3 Filed as: HELEN-MARY SCHOEDLER | 33 KLAINS LN. OCEAN VIEW, NJ 08230 | AFLAC | $12 | — | $12 | 0.04% |
| SHEM J BOSTICK3 Filed as: SHEM BOSTICK | 1620 S. DITMAR ST. OCEANSIDE, NJ 92054 | AFLAC | $11 | — | $11 | 0.04% |
| DENNIS HULSE3 | 240 PARALLEL ST. PLEASANTVILLE, PA 16341 | AFLAC | $8 | — | $8 | 0.03% |
| MAUREEN SIBOLD3 | 9017 RED BRANCH RD. SUITE 201 COLUMBIA, MD 21045 | AFLAC | $7 | — | $7 | 0.02% |
| DIANNE L MARTIN3 Filed as: DIANNE MARTIN | 125 MANOR ST. HARRISBURG, PA 17110 | AFLAC | $7 | — | $7 | 0.02% |
| TEMPLE K WOODLEY3 Filed as: TEMPLE WOODLEY | 2014 REIS RUN RD. PITTSBURGH, PA 15237 | AFLAC | $6 | — | $6 | 0.02% |
| BRADLEY S JONES3 Filed as: BRADLEY JONES | 19 BRITISH AMERICAN BLVD. WEST LATHAM, NY 12110 | AFLAC | $6 | — | $6 | 0.02% |
| BRIAN WHITE3 Filed as: BRIAN LEYPOLDT | 67 ALLISON PLACE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $5 | — | $5 | 0.02% |
| TIMOTHY MCDERMOTT3 Filed as: TIMOTHY MCDERMONT | 150 ALLEN RD. SUITE 110 BASKING RIDGE, NJ 07920 | AFLAC | $5 | — | $5 | 0.02% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $3 | — | $3 | 0.01% |
| JULIO E ZURITA3 Filed as: JULIO ZURITA | 273 VALLEY RD. RIVER EDGE, NJ 07661 | AFLAC | $3 | — | $3 | 0.01% |
| TIMOTHY HENDERSON3 | 97 CAVERSHAM WOODS PITTSFORD, NY 14534 | AFLAC | $2 | — | $2 | 0.01% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $1 | — | $1 | 0.00% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST. WOODBINE, MD 21797 | AFLAC | $1 | — | $1 | 0.00% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE. APT. 713 BETHESDA, MD 20814 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID WAGENHEIM3 | 582 WOODBINE AVE. TOWSON, MD 21204 | AFLAC | $1 | — | $1 | 0.00% |
| IRENE E BROOKS3 Filed as: IRENE BROOKS | 101 COPPER BEECH LN. WOMELSDORF, PA 19567 | AFLAC | $1 | — | $1 | 0.00% |
| RUSSELL T BARRETT3 Filed as: RUSSELL BARRETT | 10 AZALEA DR. SARATOGA SPRINGS, NY 12866 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES BRANDT3 | 47 MARVIN ST. PORT MATILDA, PA 16870 | AFLAC | $1 | — | $1 | 0.00% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | EYEMED VISION CARE (FIDELITY SECURITY LIFE INSURANCE COMPANY) | $2K | — | $2K | 8.45% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AND FNCL. SVCS. | 1133 WESTCHESTER AVENUE S. 229 WHITE PLAINS, NY 10604 | EYEMED VISION CARE (FIDELITY SECURITY LIFE INSURANCE COMPANY) | $1K | — | $1K | 4.22% |
| ERIN HOLZSCHUH3 | 550 LATONA ROAD SUITE 410 BUILDING D ROCHESTER, NY 14626 | AFLAC | $420 | $24 | $444 | 4.01% |
| BENEFIT LINK LLC3 | 192 NORTH CHURCH ROAD ROCHESTER, NY 14612 | AFLAC | $354 | — | $354 | 3.20% |
| BRENDAN MCCARTHY AND CREW INC3 Filed as: BRENDAN MCCARTHY AND CREW INC. | 1411 CHILI AVE. SUITE 3 ROCHESTER, NY 14624 | AFLAC | $239 | $10 | $249 | 2.25% |
| ELLEN REYNOLDS3 | 11 JAMES STREET FAIRPORT, NY 14450 | AFLAC | $150 | — | $150 | 1.35% |
| GINA NELSON3 | 6565 SPRING BROOK AVENUE SUITE 8-175 RHINEBECK, NY 12572 | AFLAC | $126 | $15 | $141 | 1.27% |
| KENNETH M TRAWICK3 Filed as: KENNETH TRAWICK | 3988 US ROUTE 11 PULASKI, NY 13142 | AFLAC | $133 | — | $133 | 1.20% |
| ROBIN MOORE3 | PO BOX 1623 FAIRPORT, NY 14450 | AFLAC | $124 | — | $124 | 1.12% |
| LEONA SCHAFFNER3 | 59 COLONIAL CIR. FAIRPORT, NY 14450 | AFLAC | $110 | — | $110 | 0.99% |
| DEBRA PARKER3 | 20 BOWEN ST. AUBURN, NY 13021 | AFLAC | $104 | — | $104 | 0.94% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT G. RELPH AGENCY INC. | 400 WILLOWBROOK OFFICE PARK SUITE 400 FAIRPORT, NY 14450 | AFLAC | $73 | — | $73 | 0.66% |
| JOHN B INFERRERA3 Filed as: JOHN INFERRERA | 174 GARNSEY ROAD PITTSFORD, NY 14534 | AFLAC | $49 | — | $49 | 0.44% |
| JENNIFER E BOULLE3 Filed as: JENNIFER BOULLE | 430 VASSAR RD. POUGHKEEPSIE, NY 12603 | AFLAC | $24 | $3 | $27 | 0.24% |
| EDWARD D YATES JR3 Filed as: EDWARD YATES JR. | 2063 COUNTY ROUTE 8 OSWEGO, NY 13126 | AFLAC | $24 | — | $24 | 0.22% |
| STASH WOJESKI3 | PO BOX 960 NORTH CHATHAM, NY 12132 | AFLAC | $18 | — | $18 | 0.16% |
| JEFF DALABA3 | 8500 GILLY FLOWER COURT BALDWINSVILLE, NY 13027 | AFLAC | $17 | — | $17 | 0.15% |
| JASON SCZEPANIAK3 Filed as: JASON HARTMAN | 225 DOLSON AVE. SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $14 | $3 | $17 | 0.15% |
| BRAD JONES AND ASSOCIATES INC3 Filed as: BRAD JONES AND ASSOCIATES INC. | 19 BRITISH AMERICAN BLVD LATHAM, NY 12110 | AFLAC | $11 | — | $11 | 0.10% |
| STEVEN DALABA3 | 405 CRAVER POINTE DR. CLEMMONS, NC 27012 | AFLAC | $8 | — | $8 | 0.07% |
| KELLY A IRVINE3 Filed as: KELLY IRVINE | 20620 EAST GOLDEN ELM DR. ESTERO, FL 33928 | AFLAC | $6 | — | $6 | 0.05% |
| GREGORY D GEMEREK3 Filed as: GREGORY GEMEREK | 25 CARRIAGE WAY BALLSTON SPA, NY 12020 | AFLAC | $4 | — | $4 | 0.04% |
| DUCK & COVER NY INC3 Filed as: DUCK & COVER NY INC. | 17 DALAMAR CT. LATHAM, NY 12110 | AFLAC | $4 | — | $4 | 0.04% |
| MICHAEL G RYAN3 Filed as: MICHAEL RYAN | 836 HOOSIER PASS PRESCOTT, AZ 86301 | AFLAC | $1 | — | $1 | 0.01% |
| KEVIN MURPHY3 | 11 WILLOWBROOK TERRACE CLIFTON PARK, NY 12065 | AFLAC | $1 | — | $1 | 0.01% |
| DAWN M WITTFELT3 Filed as: DAWN WITTFELT | 810 RIVER RD. SYKESVILLE, MD 21784 | AFLAC | $171 | $63 | $234 | 6.55% |
| MAUREEN SIBOLD3 | 9017 RED BRANCH RD. SUITE 201 COLUMBIA, MD 21045 | AFLAC | $85 | — | $85 | 2.38% |
| MARK STONER3 | 10170 CAPE ANN DR. COLUMBIA, MD 21046 | AFLAC | $59 | $13 | $72 | 2.02% |
| LISA A BARKSDALE3 Filed as: LISA BARKSDALE | 100 MERLINO LN. MAYS LANDING, NJ 08330 | AFLAC | $27 | — | $27 | 0.76% |
| BRIAN GEORGE JAEGGI3 Filed as: BRIAN JAEGGI | 15607 W. LILLI WAY VAN NUYS, CA 91406 | AFLAC | $22 | — | $22 | 0.62% |
| HALTEN MANAGEMENT SVCS (US) LLC3 Filed as: HALTEN MANAGEMENT SVCS. (US) LLC | 15607 LILLY WAY VAN NUYS, CA 91406 | AFLAC | $20 | — | $20 | 0.56% |
| ERIN HOLZSCHUH3 | 550 LATONA RD., SUITE 410 BUILDING D ROCHESTER, NY 14626 | AFLAC | $10 | — | $10 | 0.28% |
| LARRY KENNEY3 Filed as: LARRY KENNY | 107 W. CENTENNIAL DR. MEDFORD, NJ 08055 | AFLAC | $3 | — | $3 | 0.08% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT. 2ND FLOOR MARRIOTSVILLE, MD 21104 | AFLAC | $3 | — | $3 | 0.08% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST. WOODBINE, MD 21797 | AFLAC | $3 | — | $3 | 0.08% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST. WOODBINE, MD 21797 | AFLAC | $2 | — | $2 | 0.06% |
| HELEN DIZ-HATTON3 Filed as: HELEN-MARY SCHOEDLER | 33 KLAINS LN. OCEAN VIEW, NJ 08230 | AFLAC | $1 | — | $1 | 0.03% |
| EDIANA MARTINEZ3 | 1611 TOMAHAWK CT. VINELAND, NJ 08361 | AFLAC | $1 | — | $1 | 0.03% |
| MICHAEL BUTTERFIELD3 | 2021 NEW ROAD SUITE 12B LINWOOD, NJ 08221 | AFLAC | $1 | — | $1 | 0.03% |
| ERIN HOLSZCHUH3 | 550 LATONA RD., SUITE 410 BUILDING D ROCHESTER, NY 14626 | AFLAC | $330 | $59 | $389 | 11.97% |
| BENEFIT LINK LLC3 | 192 NORTH CHURCH RD. ROCHESTER, NY 14612 | AFLAC | $178 | — | $178 | 5.48% |
| ELLEN REYNOLDS3 | 11 JAMES ST. FAIRPORT, NY 14450 | AFLAC | $35 | — | $35 | 1.08% |
| DEBRA PARKER3 | 20 BOWEN ST. AUBURN, NY 13021 | AFLAC | $18 | — | $18 | 0.55% |
| JEFF DALABA3 | 8500 GILLY FLOWER COURT BALDWINSVILLE, NY 13027 | AFLAC | $2 | — | $2 | 0.06% |
| STEVEN DALABA3 | 405 CRAVER POINTE DR. CLEMMONS, NC 27012 | AFLAC | $2 | — | $2 | 0.06% |
| KELLY A IRVINE3 Filed as: KELLY IRVINE | 20620 EAST GOLDEN ELM DR. ESTERO, FL 33928 | AFLAC | $1 | — | $1 | 0.03% |
| LAURA BOHANNON3 | 23 S. MARVINE AVE. AUBURN, NY 13021 | AFLAC | $1 | — | $1 | 0.03% |
| TED COLUCCI3 | 299 WISCONSIN ST. ROCHESTER, NY 14609 | AFLAC | $1 | — | $1 | 0.03% |
| EDWARD B LEAHY III3 Filed as: EDWARD LEAHY III | 85 ALLEN ST. SUITE 210 ROCHESTER, NY 14608 | AFLAC | $1 | — | $1 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 427 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 429 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(14 contracts, 2 carriers) | MVP HEALTH CARE | 56 | $816K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $166K |
| Vision | EYEMED VISION CARE (FIDELITY SECURITY LIFE INSURANCE COMPANY) | 308 | $25K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $194K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $166K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $166K |
| Prescription drug(10 contracts) | MVP HEALTH CARE | 56 | $770K |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $212K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 562 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.