| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $6K | — | $6K | 2.71% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $3K | — | $3K | 1.32% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $6K | — | $6K | 2.73% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $3K | — | $3K | 1.37% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $5K | — | $5K | 2.68% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNERS STRONG & BUCKELEW | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $3K | — | $3K | 1.34% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $5K | — | $5K | 2.71% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $3K | — | $3K | 1.40% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $5K | — | $5K | 2.80% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $2K | — | $2K | 1.38% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $5K | — | $5K | 2.94% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $2K | — | $2K | 1.30% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $4K | — | $4K | 2.61% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $2K | — | $2K | 1.51% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $4K | — | $4K | 2.73% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $2K | — | $2K | 1.48% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $3K | — | $3K | 2.64% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $2K | — | $2K | 1.43% |
| BENEFIT LINK LLC3 | 42 RED SPRUCE LANE ROCHESTER, NY 14616 | MVP HEALTH CARE | $3K | — | $3K | 2.72% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | MVP HEALTH CARE | $2K | — | $2K | 1.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 435 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 439 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts) | MVP HEALTH CARE | 56 | $1.7M |
| Prescription drug(10 contracts) | MVP HEALTH CARE | 56 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 56 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.