| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $543 | $51K | $51K | 3.73% |
| MARSH & MCLENNAN AGENCY LLC3 | 9850 NW 41ST STREET SUITE 100 MIAMI, FL 33178 | CIGNA HEALTH AND LIFE INSURANCE COMPANY (CIGNA) | $8K | $543 | $9K | 10.59% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.95% |
| US BENTECH WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD. BUILDING 2 SUITE102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $741 | $0 | $741 | 4.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | TRUSTMARK INSURANCE COMPANY | $317 | $0 | $317 | 1.99% |
| US BENTECH WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD BLDG 2-102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $514 | $0 | $514 | 3.51% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | TRUSTMARK INSURANCE COMPANY | $220 | $0 | $220 | 1.50% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD BLDG 2-102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $302 | $0 | $302 | 3.08% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | TRUSTMARK INSURANCE COMPANY | $129 | $0 | $129 | 1.32% |
| MARSH & MCLENNAN AGENCY LLC3 | 9850 NW 41ST STREET SUITE 100 MIAMI, FL 33178 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | $964 | $0 | $964 | 10.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 9850 NW 41ST STREET SUITE 100 MIAMI, FL 33178 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $624 | $0 | $624 | 10.00% |
| US BENTECH WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD BLDG 2-102 DEERFIELD BEACH, FL 33441 | COMBINED INSURANCE | $345 | $0 | $345 | 10.51% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | COMBINED INSURANCE | $148 | $0 | $148 | 4.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 159 | $1.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY (CIGNA) | 124 | $81K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | 189 | $9K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 119 | $6K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 174 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.