| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 9850 NW 41ST STREET SUITE 100 MIAMI, FL 33178 | CIGNA HEALTH AND LIFE INSURANCE COMPANY (CIGNA) | $0 | $47K | $47K | 3.13% |
| LIFETIME BENEFIT SOLUTIONS, INC.3 | 2457 STATE RT 7 PO BOX 340, SUITE 1 COBLESKILL, NY 12043 | UNIVERA HEALTHCARE | $20K | $0 | $20K | 4.47% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $7K | $544 | $8K | 10.64% |
| US BENTEC WORKPLACE SOLUTIONS3 | 700 W HILLSBORO BLVD BLDG 2-102 DEERFIELD BEACH, FL 33441 | TRUSTMARK INSURANCE COMPANY | $5K | $0 | $5K | 10.15% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | TRUSTMARK INSURANCE COMPANY | $3K | $0 | $3K | 5.79% |
| BENEFIT TECHNOLOGIES LLC3 Filed as: BENEFIT TECHNOLOGIES | 1200 E TAFT STREET SAPULPA, OK 74066 | TRUSTMARK INSURANCE COMPANY | $2K | $0 | $2K | 3.36% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.13% |
| MARSH & MCLENNAN AGENCY LLC3 | 9850 NW 41ST STREET SUITE 100 MIAMI, FL 33178 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | $977 | $0 | $977 | 10.07% |
| MARSH & MCLENNAN AGENCY LLC3 | 9850 NW 41ST STREET SUITE 100 MIAMI, FL 33178 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $501 | $0 | $501 | 9.99% |
| ROBERT WHITTINGTON3 | 700 W HILLSBORO BLVD. BUILDING 2 SUITE102 DEERFIELD BEACH, FL 33441 | COMBINED INSURANCE | $337 | $0 | $337 | 10.50% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | COMBINED INSURANCE | $144 | $0 | $144 | 4.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY (CIGNA) | 148 | $2.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 105 | $73K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED) | 156 | $10K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 37 | $5K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 235 | $37K |
| Prescription drug | UNIVERA HEALTHCARE | 33 | $450K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.