| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES, INC | 528 PLUM COURT, SUITE 250 SYRACUSE, NY 13204 | EXCELLUS BLUECROSS BLUESHIELD | $98K | — | $98K | 2.64% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES, INC | 528 PLUM COURT, SUITE 250 SYRACUSE, NY 13204 | THE GUARDIAN LIFE INS COMPANY OF AMERICA | $15K | — | $15K | 4.74% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES, INC | 528 PLUM COURT, SUITE 250 SYRACUSE, NY 13204 | THE GUARDIAN LIFE INS COMPANY OF AMERICA | — | $12K | $12K | 3.74% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE WLADIS CO INC | 528 PLUM COURT SUITE 250 SYRACUSE, NY 13204 | CIGNA GROUP INSURANCE | $3K | — | $3K | 12.35% |
| ANDREW THOMAS3 | 101 OLD COVE ROAD, SUITE 114 LIVERPOOL, NY 13090 | AFLAC | $17K | $1K | $19K | — |
| JOSEPH P CALARCO3 Filed as: JOSEPH CALARCO | PO BOX 130 AUBURN, NY 13021 | AFLAC | $4K | $333 | $4K | — |
| TIMOTHY SMITH3 | 7 CAMERON STREET AUBURN, NY 13021 | AFLAC | $1K | — | $1K | — |
| LAURA BOHANNON3 | 23 S MARVINE AVENUE AUBURN, NY 13021 | AFLAC | $1K | $110 | $1K | — |
| THE WLADIS GEORGE L COMPANY INC3 | 528 PLUM STREET, SUITE 250 SYRACUSE, NY 13204 | AFLAC | $1K | — | $1K | — |
| MARA ANNE GILLANI3 Filed as: MARA GILLANI | 2848 N MYERS STREET BURBANK, CA 91504 | AFLAC | $710 | — | $710 | — |
| JENNIE E RUSSO3 Filed as: JENNIE RUSSO | 4802 BURRSTONE ROAD SYRACUSE, NY 13215 | AFLAC | $599 | — | $599 | — |
| JENNIFER DICK3 | 5897 S BAY ROAD CICERO, NY 13039 | AFLAC | $344 | $74 | $418 | — |
| GIBIDES INC3 | 1901 CRAG BURN LANE RALEIGH, NC 27604 | AFLAC | $363 | — | $363 | — |
| BRAD JONES AND ASSOCIATES INC3 | 19 BRITISH AMERICAN BLVD LATHAM, NY 12110 | AFLAC | $291 | — | $291 | — |
| NICHOLAS J DELIA3 Filed as: NICHOLAS DELIA | 4142 OGLETOWN-STANTON ROAD SUITE 402 NEWARK, DE 19713 | AFLAC | $214 | — | $214 | — |
| JEFF DALABA3 | 8500 GILLY FLOWER COURT BALDWINSVILLE, NY 13027 | AFLAC | $189 | — | $189 | — |
| ALISHA K ROBINSON3 Filed as: ALISHA ROBINSON | PO BOX 272 OLD FORGE, NY 13420 | AFLAC | $142 | — | $142 | — |
| ERIN IAIA3 | 36 PLEASANT STREET AUBURN, NY 13021 | AFLAC | $116 | — | $116 | — |
| KELLY A IRVINE3 Filed as: KELLY IRVINE | 4480 GOLDEN LAKE DRIVE SARASOTA, FL 34233 | AFLAC | $93 | — | $93 | — |
| STEPHEN CONNORS3 | 108 HUNTSHILL ROAD SYRACUSE, NY 13209 | AFLAC | $91 | — | $91 | — |
| ENV INSURANCE AGENCY LLC3 | 7789 OSWEGO ROAD LIVERPOOL, NY 13090 | AFLAC | $87 | — | $87 | — |
| PAUL D CLARK3 Filed as: PAUL CLARK | 8171 SALT SPRINGS ROAD MANLIUS, NY 13104 | AFLAC | $82 | — | $82 | — |
| NICHOLAS CALARCO3 | 30 GRANT STREET AUBURN, NY 13021 | AFLAC | $72 | $7 | $79 | — |
| DAWN PELLERIN3 | 34 TAMARACK DRIVE NEW HARTFORD, NY 13413 | AFLAC | $76 | — | $76 | — |
| BRIAN MCLAUCHLAN3 | 303 FOREST DRIVE NORTH SYRACUSE, NY 13212 | AFLAC | $65 | — | $65 | — |
| RICHARD G SHEERAN3 | 460 N FRANKLIN STREET APT 402 SYRACUSE, NY 13204 | AFLAC | $50 | — | $50 | — |
| DAVID SHOPIRO3 Filed as: DAVID A SHOPIRO | 306 HAWLEY AVENUE SYRACUSE, NY 13203 | AFLAC | $49 | — | $49 | — |
| WILLIAM HAYDEN3 | 94 NELSON STREET AUBURN, NY 13021 | AFLAC | $44 | — | $44 | — |
| FALCONE ASSOCIATES3 Filed as: FALCONE ASSOCIATES INC | 901 LODI STREET SYRACUSE, NY 13203 | AFLAC | $43 | — | $43 | — |
| CHARLES D. BLOCK3 Filed as: CHARLES GRAY | 105 DAVENTRY LANE SUITE 100 LOUISVILLE, KY 40223 | AFLAC | $42 | — | $42 | — |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT G RELPH AGENCY INC | 400 WILLOWBROOK OFFICE PARK SUITE 400 FAIRPORT, NY 14450 | AFLAC | $34 | — | $34 | — |
| KEVIN MURPHY3 | 11 WILLOWBROOK TERRACE CLIFTON PARK, NY 12065 | AFLAC | $33 | — | $33 | — |
| DUCK & COVER NY INC | 17 DALAMAR COURT LATHAM, NY 12110 | AFLAC | $29 | — | $29 | — |
| ANTHONY GARDINO3 | 5558 DUSKYWING DRIVE ROCKLEDGE, FL 32955 | AFLAC | $26 | — | $26 | — |
| DAVID F VAN SLYKE3 Filed as: DAVID VAN SLYKE | 215 BUMP DRIVE SYRACUSE, NY 13209 | AFLAC | $25 | — | $25 | — |
| DAN MARTINEAU3 | C/O BARB DEISN 4011 FOOTHILL PATH SYRACUSE, NY 13215 | AFLAC | $24 | — | $24 | — |
| DEBRA PARKER3 | 20 BOWEN STREET AUBURN, NY 13021 | AFLAC | $23 | — | $23 | — |
| RUSSELL T BARRETT3 Filed as: RUSSELL BARRETT | 10 AZALEA DRIVE SARATOGA SPRINGS, NY 12866 | AFLAC | $23 | — | $23 | — |
| STEVEN DALABA3 | 405 CRAVER POINTE DRIVE CLEMMONS, NC 27012 | AFLAC | $22 | — | $22 | — |
| SUZANNE GOULD3 | 2741 SAND BEACH ROAD AUBURN, NY 13021 | AFLAC | $19 | — | $19 | — |
| DONALD H MATSON3 Filed as: DONALD MATSON | 8 ROSEWOOD DRIVE AUBURN, NY 13021 | AFLAC | $16 | — | $16 | — |
| LAURIE SMITH3 | 577 TRUESDALE HILL ROAD LAKE GEORGE, NY 12845 | AFLAC | $16 | — | $16 | — |
| JAMES MAZZUCA3 | 7956 HERITAGE ENTRANCE BLVD KISSIMMEE, FL 34747 | AFLAC | $14 | — | $14 | — |
| EDWARD D YATES JR3 Filed as: EDWARD YATES JR | 2063 COUNTY ROUTE 8 OSWEGO, NY 13126 | AFLAC | $9 | — | $9 | — |
| DOROTHY MATARAZZO3 | 66 ENNIS AVENUE PENNELLVILLE, NY 13132 | AFLAC | $8 | — | $8 | — |
| PERRY L KANFER3 | 7695 FOXTAIL TINES LIVERPOOL, NY 13090 | AFLAC | $8 | — | $8 | — |
| LOUIS R FAIOLA3 | 12 HAAWK COURT DELMAR, NY 12054 | AFLAC | $7 | — | $7 | — |
| JOHN B INFERRERA3 Filed as: JOHN INFERRERA | 174 GARNSEY ROAD PITTSFORD, NY 14534 | AFLAC | $4 | — | $4 | — |
| STEPHANIE MINER3 | 4450 WEDGE DRIVE PFAFFTOWN, NC 27040 | AFLAC | $4 | — | $4 | — |
| GERALD DE SOUZA3 | 7375 SPRINGS MOUNTAIN DRIVE EAST SYRACUSE, NY 13057 | AFLAC | $3 | — | $3 | — |
| MICHAEL G RYAN3 Filed as: MICHAEL RYAN | 836 HOOSIER PASS PRESCOTT, AZ 86301 | AFLAC | $2 | — | $2 | — |
| KENNETH J HANNAN3 Filed as: KENNETH HANNAN | 5 FRIAR TUCK COURT CLIFTON PARK, NY 12065 | AFLAC | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 441 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 457 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EXCELLUS BLUECROSS BLUESHIELD | 375 | $3.7M |
| Dental | THE GUARDIAN LIFE INS COMPANY OF AMERICA | 494 | $317K |
| Vision | AFLAC | 196 | $0 |
| Life insurance | THE GUARDIAN LIFE INS COMPANY OF AMERICA | 494 | $317K |
| Short-term disability | AFLAC | 196 | $0 |
| Long-term disability | CIGNA GROUP INSURANCE | 439 | $27K |
| Prescription drug | EXCELLUS BLUECROSS BLUESHIELD | 375 | $3.7M |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INS COMPANY OF AMERICA | 494 | $317K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 494 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.