| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES, INC | 528 PLUM COURT, SUITE 250 SYRACUSE, NY 13204 | EXCELLUS BLUECROSS BLUESHIELD PLAN | $90K | — | $90K | 2.85% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES, INC | 528 PLUM COURT, SUITE 250 SYRACUSE, NY 13204 | THE GUARDIAN LIFE INS COMPANY OF AMERICA | $16K | — | $16K | 4.72% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES, INC | 528 PLUM COURT, SUITE 250 SYRACUSE, NY 13204 | THE GUARDIAN LIFE INS COMPANY OF AMERICA | — | $12K | $12K | 3.50% |
| THE GEORGE L. WLADIS COMPANY, INC.3 Filed as: THE GEORGE L. WLADIS COMPANIES, INC | 528 PLUM COURT, SUITE 250 SYRACUSE, NY 13204 | PRUDENTIAL | $3K | — | $3K | 9.24% |
| ANDREW THOMAS3 | 101 OLD COVE ROAD, SUITE 114 LIVERPOOL, NY 13090 | AFLAC | $19K | $1K | $20K | — |
| JOSEPH P CALARCO3 | PO BOX 130 AUBURN, NY 13021 | AFLAC | $4K | $416 | $5K | — |
| THE WLADIS GEORGE L COMPANY INC3 | 528 PLUM COURT, SUITE 250 SYRACUSE, NY 13204 | AFLAC | $1K | — | $1K | — |
| MARA ANNE GILLANI3 Filed as: MARA GILLANI | 2848 N. MYERS STREET BURBANK, CA 91504 | AFLAC | $784 | — | $784 | — |
| JENNIE E RUSSO3 | 4802 BURRSTONE ROAD SYRACUSE, NY 13215 | AFLAC | $649 | — | $649 | — |
| JENNIFER DICK3 | 5897 S BAY ROAD CICERO, NY 13039 | AFLAC | $597 | — | $597 | — |
| GIBIDES INC3 | 1901 CRAG BURN LANE RALEIGH, NC 27604 | AFLAC | $383 | — | $383 | — |
| BRAD JONES AND ASSOCIATES INC3 | 19 BRITISH AMERICAN BLVD LATHAM, NY 12110 | AFLAC | $319 | — | $319 | — |
| NICHOLAS J DELIA3 | 105 BREWSTER DRIVE NEWARK, DE 19711 | AFLAC | $209 | — | $209 | — |
| LAURA BOHANNON3 | 23 S. MARVINE AVENUE AUBURN, NY 13021 | AFLAC | $188 | $4 | $192 | — |
| JEFF DALABA3 | 8500 GILLY FLOWER COURT BALDWINSVILLE, NY 13027 | AFLAC | $173 | — | $173 | — |
| ALISHA K ROBINSON3 Filed as: ALISHA ROBINSON | PO BOX 272 OLD FORGE, NY 13420 | AFLAC | $89 | — | $89 | — |
| PAUL D CLARK3 | 8171 SALT SPRINGS ROAD MANLIUS, NY 13104 | AFLAC | $88 | — | $88 | — |
| ENV INSURANCE AGENCY LLC3 | 7789 OSWEGO ROAD LIVERPOOL, NY 13090 | AFLAC | $80 | — | $80 | — |
| MARILYN DRAKE3 | 101 OLD COVER ROAD LIVERPOOL, NY 13090 | AFLAC | $77 | — | $77 | — |
| ERIN IAIA3 | 36 PLEASANT STREET AUBURN, NY 13021 | AFLAC | $58 | — | $58 | — |
| BRIAN MCLAUCHLAN3 Filed as: BRIAN J MCLAUCHLAN | 303 FOREST DRIVE NORTH SYRACUSE, NY 13212 | AFLAC | $57 | — | $57 | — |
| ANTHONY GARDINO3 Filed as: ANTHONY S GARDINO | 5558 DUSKYWING DRIVE ROCKLEDGE, FL 32955 | AFLAC | $55 | — | $55 | — |
| DAWN PELLERIN3 | 34 TAMARACK DRIVE NEW HARTFORD, NY 13413 | AFLAC | $47 | — | $47 | — |
| RICHARD G SHEERAN3 | 460 N FRANKLIN STREET, APT 402 SYRACUSE, NY 13204 | AFLAC | $43 | — | $43 | — |
| CHARLES L GRAY3 | 105 DAVENTRY LANE, SUITE 100 LOUISVILLE, KY 40223 | AFLAC | $42 | — | $42 | — |
| DAVID SHOPIRO3 Filed as: DAVID A SHOPIRO | 306 HAWLEY AVENUE SYRACUSE, NY 13203 | AFLAC | $41 | — | $41 | — |
| FALCONE ASSOCIATES3 Filed as: FALCONE ASSOCIATES INC | 901 LODI STREET SYRACUSE, NY 13203 | AFLAC | $36 | — | $36 | — |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT G RELPH AGENCY INC | 400 WILLOWBROOK OFFICE PARK SUITE 400 FAIRPORT, NY 14450 | AFLAC | $29 | — | $29 | — |
| DEBRA PARKER3 Filed as: DEBRA M PARKER | 20 BOWEN STREET AUBURN, NY 13021 | AFLAC | $22 | — | $22 | — |
| KELLY A IRVINE3 Filed as: KELLY IRVINE | 4480 GOLDEN LAKE DRIVE SARASOTA, FL 34233 | AFLAC | $18 | $4 | $22 | — |
| DAVID F VAN SLYKE3 | 215 BUMP DRIVE SYRACUSE, NY 13209 | AFLAC | $21 | — | $21 | — |
| DAN MARTINEAU3 | C/O BARB DEISN 4011 FOOTHILL PATH SYRACUSE, NY 13215 | AFLAC | $20 | — | $20 | — |
| JAMES MAZZUCA3 | 7956 HERITAGE ENTRANCE BLVD KISSIMMEE, FL 34747 | AFLAC | $11 | — | $11 | — |
| NICHOLAS CALARCO3 | 23 S. MARVINE AVENUE AUBURN, NY 13021 | AFLAC | $11 | — | $11 | — |
| PERRY L KANFER3 | 7695 FOXTAIL TINES LIVERPOOL, NY 13090 | AFLAC | $10 | — | $10 | — |
| DOROTHY MATARAZZO3 | 66 ENNIS AVENUE PENNELLVILLE, NY 13132 | AFLAC | $10 | — | $10 | — |
| WILLIAM HAYDEN3 | 94 NELSON STREET AUBURN, NY 13021 | AFLAC | $10 | — | $10 | — |
| STEPHEN CONNORS3 | 108 HUNTSHILL ROAD SYRACUSE, NY 13209 | AFLAC | $9 | — | $9 | — |
| LOUIS R FAIOLA3 | 12 HAAWK COURT DELMAR, NY 12054 | AFLAC | $6 | — | $6 | — |
| KEVIN MURPHY3 | 11 WILLOWBROOK TERRACE CLIFTON PARK, NY 12065 | AFLAC | $6 | — | $6 | — |
| DUCK & COVER NY INC3 | 17 DALAMAR COURT LATHAM, NY 12110 | AFLAC | $6 | — | $6 | — |
| RUSSELL T BARRETT3 Filed as: RUSSELL BARRETT | 10 AZALEA DRIVE SARATOGA SPRINGS, NY 12866 | AFLAC | $4 | — | $4 | — |
| STEVEN DALABA3 | 405 CRAVER POINTE DRIVE CLEMMONS, NC 27012 | AFLAC | $4 | — | $4 | — |
| DONALD H MATSON3 Filed as: DONALD MATSON | 8 ROSEWOOD DRIVE AUBURN, NY 13021 | AFLAC | $3 | — | $3 | — |
| STEPHANINE MINER3 | 4450 WEDGE DRIVE PFAFFTOWN, NC 27040 | AFLAC | $3 | — | $3 | — |
| LAURIE SMITH3 | 577 TRUESDALE HILL ROAD LAKE GEORGE, NY 12845 | AFLAC | $2 | — | $2 | — |
| SOLVAY BANK INSURANCE AGENCY INC3 | 1537 MILTON AVE SOLVAY, NY 13209 | AFLAC | $1 | — | $1 | — |
| SHARON TOPP3 | 163 KEYS COURT, APT 8 GREENVILLE, NC 27858 | AFLAC | $1 | — | $1 | — |
| JOHN B INFERRERA3 Filed as: JOHN INFERRERA | 174 GARNSEY ROAD PITTSFORD, NY 14534 | AFLAC | $1 | — | $1 | — |
| GERALD DE SOUZA3 | 7375 SPRING MOUNTAIN DRIVE E. SYRACUSE, NY 13057 | AFLAC | $1 | — | $1 | — |
| MICHAEL G RYAN3 Filed as: MICHAEL RYAN | 836 HOOSIER PASS PRESCOTT, AZ 86301 | AFLAC | $1 | — | $1 | — |
| KENNETH J HANNAN3 Filed as: KENNETH HANNAN | 5 FRIAR TUCK COURT CLIFTON PARK, NY 12065 | AFLAC | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 353 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 357 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EXCELLUS BLUECROSS BLUESHIELD PLAN | 352 | $3.1M |
| Dental | THE GUARDIAN LIFE INS COMPANY OF AMERICA | 487 | $328K |
| Vision | AFLAC | 204 | $0 |
| Life insurance | THE GUARDIAN LIFE INS COMPANY OF AMERICA | 487 | $328K |
| Short-term disability | AFLAC | 204 | $0 |
| Long-term disability | PRUDENTIAL | 439 | $35K |
| Prescription drug | EXCELLUS BLUECROSS BLUESHIELD PLAN | 352 | $3.1M |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INS COMPANY OF AMERICA | 487 | $328K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 487 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.