| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $6K | $18K | 4.91% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $18 | $17K | 4.83% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $25 | $25 | 0.01% |
| LAWLEY BENEFITS GROUP LLC Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $4K | — | $4K | 1.38% |
| LAWLEY BENEFITS GROUP LLC Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $8K | — | $8K | 10.00% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $5K | $0 | $5K | 5.88% |
| LAWLEY BENEFITS GROUP LLC Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $3K | — | $3K | 7.42% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $467 | $3K | 10.17% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $18 | $2K | 4.46% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $282 | $2K | 10.39% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $18 | $1K | 4.65% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $246 | $2K | 12.06% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $842 | $18 | $860 | 4.58% |
| LAWLEY BENEFITS GROUP LLC Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $1K | — | $1K | 10.00% |
| LAWLEY BENEFITS GROUP LLC Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 786 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 786 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 272 | $76K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 769 | $361K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 769 | $361K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,120 | $445K |
| Short-term disability | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 1,144 | $305K |
| Long-term disability | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 966 | $82K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,219 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.