| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | — | $22K | 4.95% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $4K | $15K | 3.30% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 1.75% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $3K | — | $3K | 7.89% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 5.81% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $488 | $2K | 5.46% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 4.85% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 5.75% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $744 | $269 | $1K | 5.31% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $920 | — | $920 | 4.83% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 7.84% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $557 | $243 | $800 | 5.41% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $715 | — | $715 | 4.84% |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY BENEFITS GROUP, LLC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $805 | $4K | — |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY SERVICE INC | 361 DELAWARE AVE BUFFALO, NY 142021622 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | — |
| LAWLEY BENEFITS GROUP LLC3 Filed as: LAWLEY LLC | 361 DELAWARE AVE BUFFALO, NY 14202 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 734 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 734 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 876 | $65K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,271 | $447K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,271 | $447K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,271 | $447K |
| Long-term disability | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 872 | $43K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,271 | $447K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.