No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEGAL COMPANY EIN 13-1835864 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $205K |
| JOSEPH MCCARTHY EIN 16-1120588 PAYROLL AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $122K |
| SHIRLEY DUKES EIN 16-0821557 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $92K |
| DONNA LEWIS EIN 16-0821557 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $74K |
| BLITMAN & KING EIN 16-1047304 NONE | Legal; Direct payment from the plan Service code 29 | — | $72K |
| PATRICIA CALACI EIN 16-0821557 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $39K |
| MANNING & NAPIER EIN 16-0995736 NONE | Investment management; Direct payment from the plan Service code 28 | — | $38K |
| JUSTIN VIBBER EIN 16-0871557 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $36K |
| MARY ANN COPELAND EIN 16-0821557 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $31K |
| MELISSA WHITE EIN 16-0821557 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $27K |
| EFPR GROUP CPAS PLLC EIN 47-4526160 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $24K |
| WELLS FARGO EIN 41-6257133 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $6K |
| CAROLYN MERRILL NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 20 POND VALLEY CIRCLE PENFIELD, NY 14526 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 636 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 636 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | EXCELLUS BLUECROSS BLUESHIELD | 628 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 628 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.