See 8 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 730 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE BUSINESS COUNCIL OF NYS, INC. EIN 14-1401680 GRANTOR | Insurance services Service code 23 | — | $1.7M |
| SAUL EWING LLP EIN 23-1416352 ATTORNEY | Legal Service code 29 | — | $35K |
| SAXBST LLP EIN 46-4001827 AUDIT | Accounting (including auditing) Service code 10 | — | $31K |
| JP MORGAN CHASE BANK NA EIN 13-4994650 COMMERCIAL BANKING | Investment management fees paid directly by plan Service code 51 | — | $21K |
| SIGMA CONSULTANTS, INC. EIN 51-0265968 CONSULTANT (C OMPUTER SOF | Consulting (general) Service code 16 | — | $20K |
| EMPLOYEE NAVIGATOR EIN 26-3411739 MIS CONSULTING | Consulting (general) Service code 16 | — | $19K |
| MICHAEL DOYLE EIN 14-6034807 TRUSTEE | Trustee (individual) Service code 20 | — | $13K |
| FREEMAN SMITH EIN 14-6034807 TRUSTEE | Trustee (individual) Service code 20 | — | $12K |
| HEIDI A. NAULEAU EIN 14-6034807 TRUSTEE | Trustee (individual) Service code 20 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140,575 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,907 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 142,482 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE COMPANY 1 | 14,082 | $10.2M |
| Vision | AMERITAS LIFE INSURANCE COMPANY 1 | 1,147 | $14K |
| Life insurance | AETNA LIFE INSURANCE COMPANY 1 | 64,159 | $8.9M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY 3 | 20,818 | $2.1M |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY 5 | 26,147 | $5.3M |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY 1 | 64,159 | $12.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 64,159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.