See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 13 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SNYADS THIRD PARTY ADMIN | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | PO BOX 7347 ALBANY, NY 12224 | $701K |
| SYRACUSE AUTO DEALERS SERVICE CORP. INSURANCE AGENT | Insurance agents and brokers Service code 22 | 770 JAMES STREET SYRACUSE, NY 13203 | $264K |
| ROSE & KIERNAN INSURANCE AGENT | Insurance agents and brokers Service code 22 | 99 TROY ROAD EAST GREENBUSH, NY 12061 | $240K |
| EXPRESS SCRIPTS EIN 22-3461740 CONTRACT ADMINISTRATOR | Claims processing; Other fees; Contract Administrator Service code 12 | — | $193K |
| BENEFIT MALL INSURANCE AGENT | Insurance agents and brokers Service code 22 | 133 WESTCHESTER AVE SUITE 229 WHITE PLAINS, NY 10604 | $68K |
| NIXON PEABODY LLP LEGAL | Legal Service code 29 | 1300 CLINTON SQUARE ROCHESTER, NY 146041792 | $60K |
| FOA & SONS CORP INSURANCE AGENT | Insurance agents and brokers Service code 22 | 68 SO. SERVICE ROAD MELVILLE, NY 11747 | $56K |
| SAVE ON SP, LLC ADMIN | Other fees Service code 99 | 611 JAMISON RD STE 201 ELMA, NY 14059 | $55K |
| GANIM FINANCIAL SERVICES INSURANCE AGENT | Insurance agents and brokers Service code 22 | C/O THE GANIM GROUP INC. 2 ENTERPRISE DRIVE, STE 305 SHELDON, CT 06484 | $53K |
| EBIX INC. EIN 77-0021975 COMPUTER CONSULTANT | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $49K |
| THE D'AMATO LAW GROUP LEGAL | Legal Service code 29 | 125 STATE STREET, SUITE 2 ALBANY, NY 12207 | $49K |
| GERBER LIFE INSURANCE CO INSURANCE | Insurance services Service code 23 | 1311 MAMAONECK AVE. STE 350 WHITE PLAINS, NY 10605 | $43K |
| RUSSELL-TAKATS INSURANCE AGENCY INC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 130 CHRIS LANE WEST ISLIP, NY 11795 | $39K |
| ENV INSURANCE AGENCY INSURANCE AGENT | Insurance agents and brokers Service code 22 | 7789 OSWEGO ROAD LIVERPOOL, NY 13090 | $35K |
| GUNDERMAN & GUNDERMAN INSURANCE AGENT | Insurance agents and brokers Service code 22 | 40 MARCUS DRIVE, 3RD FLOOR MELVILLE, NY 11747 | $32K |
| HARDING BROOKS INSURANCE AGENCY INSURANCE PROVIDER | Insurance agents and brokers Service code 22 | 441 COMMERCE ROAD VESTAL, NY 13850 | $31K |
| ADMIRAL INSURANCE BROKERAGE INSURANCE AGENT | Insurance agents and brokers Service code 22 | 6833 SHORE ROAD BROOKLYN, NY 11220 | $21K |
| LAW OFFICE OF BENJAMIN W HILL, PLLC LEGAL | Legal Service code 29 | 50 STATE STREET, SECOND FLOOR ALBANY, NY 12207 | $20K |
| THE WLADIS COMPANIES INSURANCE AGENT | Insurance agents and brokers Service code 22 | 528 PLUM COURT SYRACUSE, NY 13204 | $20K |
| SADLER HAYES ASSOCIATES INC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 64 ROLLINGS RIDGE ROAD NEW CITY, NY 10956 | $20K |
| THE PARTNERS INSURANCE INSURANCE AGENT | Insurance agents and brokers Service code 22 | 825 VESTAL PARKWAY WEST VESTAL, NY 13850 | $19K |
| BENEFIT SERVICES GROUP INSURANCE AGENT | Insurance agents and brokers Service code 22 | 23671 LAWLER DRIVE WATERTOWN, NY 13601 | $18K |
| WEST & COMPANY CPA'S PC ACCOUNTANT | Accounting (including auditing) Service code 10 | 97 NORTH MAIN STREET PO BOX 1219 GLOVERSVILLE, NY 12078 | $16K |
| UNITED ADVISORS, LLC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 1405 DAVIS AVE ENDWELL, NY 13760 | $10K |
| SECURESCAN, LLC COPY & DUPLICATING | Copying and duplicating Service code 36 | 1060 BROADWAY ALBANY, NY 12204 | $9K |
| PAUL DADDIO INSURANCE AGENT | Insurance agents and brokers Service code 22 | 75 PANORAMA DRIVE PATTERSONVILLE, NY 12563 | $8K |
| STEVEN DENISE INSURANCE AGENT | Insurance agents and brokers Service code 22 | 152 DORAL GREENS DR. WEST RYE BROOK, NY 10573 | $8K |
| CAPEZZA HILL, LLP LEGAL | Legal Service code 29 | 30 SOUTH PEARL STREET ALBANY, NY 12207 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,422 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,422 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUESHIELD OF NORTHEASTERN NEW YORK | 2,689 | $9.2M |
| Dental | GUARDIAN | 1,973 | $85K |
| Vision | GUARDIAN | 597 | $19K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 2,123 | $156K |
| Short-term disability | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | 0 | $0 |
| Prescription drug(3 contracts, 2 carriers) | BLUESHIELD OF NORTHEASTERN NEW YORK | 2,689 | $9.4M |
| Stop-loss / reinsurancereinsurance | EXCELLUS BLUECROSS BLUESHIELD | 1,677 | $1.2M |
| Other(2 contracts, 2 carriers) | BLUESHIELD OF NORTHEASTERN NEW YORK | 2,123 | $405K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,689 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.