See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SNYADS THIRD PARTY ADMIN | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | PO BOX 7347 ALBANY, NY 12224 | $740K |
| SYRACUSE AUTO DEALERS ASSOCIATION INSURANCE AGENT | Insurance agents and brokers Service code 22 | 770 JAMES STREET SYRACUSE, NY 13203 | $253K |
| FOA & SONS CORP INSURANCE AGENT | Insurance agents and brokers Service code 22 | 68 SO. SERVICE ROAD MELVILLE, NY 11747 | $225K |
| EXPRESS SCRIPTS EIN 22-3461740 CONTRACT ADMINISTRATOR | Other fees; Contract Administrator; Claims processing Service code 12 | — | $111K |
| BENEFIT MALL INSURANCE AGENT | Insurance agents and brokers Service code 22 | 133 WESTCHESTER AVE SUITE 229 WHITE PLAINS, NY 10604 | $80K |
| EBIX HEALTH INC. EIN 77-0021975 COMPUTER CONSULTANT | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $73K |
| RSK LIMITED LIABILITY C0 INSURANCE PROVIDER | Legal Service code 29 | 174 PARK AVE HICKSVILLE, NY 11801 | $58K |
| GUNDERMANN & GUNDERMANN INSURANCE AGENT | Insurance agents and brokers Service code 22 | 175 WEST CARVER STREET HUNTINGTON, NY 11743 | $55K |
| SADLER HAYES ASSOCIATES INC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 64 ROLLINGS RIDGE ROAD NEW CITY, NY 10956 | $43K |
| GANIM FINANCIAL SERVICES INSURANCE AGENT | Insurance agents and brokers Service code 22 | C/O THE GANIM GROUP INC. 2429 NORTH AVENUE BRIDGEPORT, CT 06604 | $42K |
| MARSHALL & STERLING, INC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 280 N. BEDFORD ROAD SUITE 104 MT KISCO, NY 10549 | $41K |
| BLUE OCEAN BENEFITS & CONSULTING INSURANCE AGENT | Insurance agents and brokers Service code 22 | 10 DRS. JAMES PARKER BLVD RED BANK, NJ 07701 | $41K |
| HARDING BROOKS INSURANANCE AGENCY INSURANCE PROVIDER | Insurance agents and brokers Service code 22 | 441 COMMERCE ROAD VESTAL, NY 13850 | $28K |
| THE PARTNERS INSURANCE INSURANCE AGENT | Insurance agents and brokers Service code 22 | 825 VESTAL PARKWAY WEST VESTAL, NY 13850 | $24K |
| RUSSELL-TAKAS INSURANCE AGENCY INC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 130 CHRIS LANE WEST ISLIP, NY 11795 | $24K |
| UPSTATE CONSULTING INSURANCE AGENT | Insurance agents and brokers Service code 22 | 7789 OSWEGO ROAD LIVERPOOL, NY 13090 | $23K |
| ADMIRAL INSURANCE BROKERAGE INSURANCE AGENT | Insurance agents and brokers Service code 22 | 6833 SHORE ROAD BROOKLYN, NY 11220 | $23K |
| TELADOC INC OTHER SERVICES | Other services Service code 49 | DEPARTMENT 3417 PO BOX 123417 DALLAS, TX 753123417 | $23K |
| PAUL DADDIO INSURANCE AGENT | Insurance agents and brokers Service code 22 | 75 PANORAMA DRIVE PATTERSONVILLE, NY 12563 | $20K |
| STEVEN DENISE INSURANCE AGENT | Insurance agents and brokers Service code 22 | 152 DORAL GREENS DR. WEST RYE BROOK, NY 10573 | $20K |
| THE WLADIS COMPANIES INSURANCE AGENT | Insurance agents and brokers Service code 22 | 528 PLUM COURT SYRACUSE, NY 13204 | $17K |
| BROWN & BROWN OF EMPIRE STATE INSURANCE AGENT | Insurance agents and brokers Service code 22 | 500 PLUM STREET, SUITE 200 SYRACUSE, NY 13204 | $16K |
| WEST & COMPANY CPA'S PC ACCOUNTANT | Accounting (including auditing) Service code 10 | 97 NORTH MAIN STREET PO BOX 1219 GLOVERSVILLE, NY 12078 | $16K |
| ENV INSURANCE AGENCY INSURANCE AGENT | Insurance agents and brokers Service code 22 | 7789 OSWEGO ROAD LIVERPOOL, NY 13090 | $15K |
| COLLEY ASSET MANAGEMENT INC. EIN 14-1769528 INVESTMENT ADVISOR | Investment management Service code 28 | — | $14K |
| BENEFIT SERVICES GROUP INSURANCE AGENT | Insurance agents and brokers Service code 22 | 11 PUBLIC SQUARE SUITE 520 WATERTOWN, NY 13601 | $12K |
| FOCUSED TECHNOLOGIES IMAGING SERVIC RECORDKEEPING FEES | Recordkeeping fees Service code 64 | 6 AIRLINE DRIVE ALBANY, NY 12205 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,068 | Currently employed and enrolled or eligible. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 7,068 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | EXCELLUS BLUECROSS BLUESHIELD | 3,681 | $16.0M |
| Dental | GUARDIAN | 2,670 | $82K |
| Vision | GUARDIAN | 401 | $5K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 2,265 | $165K |
| Short-term disability | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | 0 | $0 |
| Prescription drug(3 contracts, 2 carriers) | EXCELLUS BLUECROSS BLUESHIELD | 3,681 | $16.3M |
| Stop-loss / reinsurancereinsurance | EXCELLUS BLUECROSS BLUESHIELD | 2,187 | $16.0M |
| Other | HARTFORD LIFE AND ACCIDENT | 2,265 | $165K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,681 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.