See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.9M |
| THE SEGAL COMPANY INC. EIN 13-1835864 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $220K |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $121K |
| MARY KELLY EIN 13-6414973 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $102K |
| SCOTT COOL EIN 13-6414973 EMPLOYEE | Plan Administrator; Direct payment from the plan; Employee (plan) Service code 14 | — | $76K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $72K |
| FRIEDMAN HEALTH CENTER NONE | Direct payment from the plan; Claims processing Service code 12 | 729 SEVENTH AVENUE, 12TH FLOOR NEW YORK, NY 10019 | $67K |
| GLORIA SHEA EIN 13-6416973 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $64K |
| SPIVAK LIPTON LLP EIN 13-3494495 NONE | Legal; Direct payment from the plan Service code 29 | — | $62K |
| DENISE CARMONA EIN 13-6414973 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $59K |
| WITHUMSMITH & BROWN PC EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $43K |
| TORTOISE CREDIT STRATEGIES, LLC EIN 26-1870753 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $37K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $16K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $15K |
| EISNER AMPER LLP EIN 13-1639826 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $14K |
| COMERICA BANK EIN 42-1741646 NONE | Other investment fees and expenses; Shareholder servicing fees; Custodial (securities); Float revenue; Other services Service code 19 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,457 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 634 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,091 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | BERSKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY | 2,067 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,067 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.