See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.3M |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $209K |
| KATIE FROMM EIN 13-6414973 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $92K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $74K |
| SCOTT COOL EIN 13-6414973 PLAN ADMINISTRATOR | Plan Administrator; Direct payment from the plan; Employee (plan) Service code 14 | — | $68K |
| FRANKLIN MOSS SPIVAK LIPTON LLP EIN 13-3494495 NONE | Legal; Direct payment from the plan Service code 29 | — | $64K |
| GLORIA SHEA EIN 13-6414973 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $58K |
| DENISE CARMONA EIN 13-6414973 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $54K |
| WITHUMSMITH & BROWN EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $40K |
| TORTOISE CREDIT STRATEGIES LLC EIN 47-5209018 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $31K |
| EXPRESS SCRIPTS EIN 22-3461740 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $25K |
| CIGNA EIN 06-0303370 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $21K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $16K |
| EISNER AMPER LLC EIN 13-1639826 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $15K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $14K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $10K |
| COMERICA INC EIN 42-1741646 NONE | Other services; Custodial (securities); Shareholder servicing fees; Other investment fees and expenses; Float revenue Service code 19 | — | $5K |
| FRUCHTER ROSEN & COMPANY EIN 06-1671819 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $5K |
| WELLINGTON MANAGEMENT COMPANY EIN 04-2755549 NONE | Investment management; Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 28 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,888 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 570 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,458 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY | 2,052 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,052 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.