No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| C & R CONSULTING, INC. EIN 13-3935364 | Contract Administrator Service code 13 | 1501 BROADWAY, SUITE 1724 NEW YORK, NY 10036 | $72K |
| PROSKAUER ROSE LLP EIN 13-1840454 | Legal Service code 29 | ELEVEN TIMES SQUARE NEW YORK, NY 10036 | $62K |
| SPIVAK LIPTON LLP EIN 13-3494495 | Legal Service code 29 | 1700 BROADWAY NEW YORK, NY 10019 | $38K |
| THE SEGAL COMPANY EIN 13-1835864 | Actuarial Service code 11 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $33K |
| SEGAL MARCO ADVISORS EIN 13-2646110 | Investment advisory (plan) Service code 27 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $20K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 | Consulting (general) Service code 16 | 210 MARCUS BOULEVARD HAUPPAUGE, NY 11788 | $12K |
| ANNA T. RUSSO, CPA P.C. EIN 26-4093133 | Accounting (including auditing) Service code 10 | 111 NORTH CENTRAL AVE HARTSDALE, NY 10530 | $7K |
| VOGEL & RUSSO LLP EIN 26-3995175 | Accounting (including auditing) Service code 10 | 111 NORTH CENTRAL AVE HARTSDALE, NY 10530 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,163 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMBLEMHEALTH | 207 | $1.0M |
| Life insurance | AMALGAMATED LIFE | 1,163 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,163 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.