See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| C & R CONSULTING, INC. EIN 13-3935364 | Contract Administrator Service code 13 | 1501 BROADWAY, SUITE 1724 NEW YORK, NY 10036 | $72K |
| PROSKAUER ROSE LLP EIN 13-1840454 | Legal Service code 29 | ELEVEN TIMES SQUARE NEW YORK, NY 10036 | $55K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 26-4310632 | Securities brokerage; Direct payment from the plan; Other services; Custodial (securities); Other fees; Other investment fees and expenses; Investment advisory (plan); Securities brokerage commissions and fees Service code 19 | 1300 FRANKLIN AVENUE GARDEN CITY, NY 11530 | $27K |
| SPIVAK LIPTON LLP EIN 13-3494495 | Legal Service code 29 | 1700 BROADWAY NEW YORK, NY 10019 | $22K |
| THE SEGAL COMPANY EIN 13-1835864 | Actuarial Service code 11 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $20K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 | Consulting (general) Service code 16 | 210 MARCUS BOULEVARD HAUPPAUGE, NY 11788 | $17K |
| VOGEL & RUSSO LLP EIN 26-3995175 | Accounting (including auditing) Service code 10 | 111 NORTH CENTRAL AVE HARTSDALE, NY 10530 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMBLEMHEALTH | 321 | $1.6M |
| Life insurance | AMALGAMATED LIFE | 1,117 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,117 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.