| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | UNITEDHEALTHCARE INSURANCE COMPANY | $47K | — | $47K | 4.07% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GRP INC | 2 AQUARIUM DR SUITE 200 CAMDEN, NJ 08103 | EMBLEMHEALTH | $7K | — | $7K | 4.63% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 4.68% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP INC | 1540 CORNERSTONE BLVD DAYTONA BEACH, FL 32117 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $1K | $1K | 2.08% |
| CORPORATE SYNERGIES GROUP LLC3 | FERRY TERMINAL BUILDING 2 AQUARIUM DRIVE CAMDEN, NJ 08103 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $741 | $5K | 14.26% |
| ORIANA L RENDE3 | 226 GOOD HILL RD WESTON, CT 06883 | AFLAC | $440 | — | $440 | 5.00% |
| MICHAEL REYES3 Filed as: MICHAEL R ROBERTS | AND VARIOUS AGENTS 110 LIMERICK RD FAIRFIELD, CT 06824 | AFLAC | $177 | — | $177 | 2.01% |
| HILARY A BURNS3 | 3 MARSH CT WESTPORT, CT 06880 | AFLAC | $139 | — | $139 | 1.58% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP INC | 2 PARK AVE FL 20 NEW YORK, NY 10016 | AFLAC | $132 | — | $132 | 1.50% |
| MICHAEL R. BONAMARTE3 | 24 LONGVIEW DR BROOKFIELD, CT 06804 | AFLAC | $130 | — | $130 | 1.48% |
| ELLEN TURTON3 Filed as: ELLEN T TURTON | 73 OLD DAM RD FAIRFIELD, CT 06824 | AFLAC | $68 | — | $68 | 0.77% |
| THE HORTON GROUP3 Filed as: ALEX HORTON | 11 EVERGREEN AVE WESTPORT, CT 06880 | AFLAC | $51 | — | $51 | 0.58% |
| ORIANA L RENDE3 | 226 GOOD HILL RD WESTON, CT 06883 | AFLAC | $1K | — | $1K | 26.10% |
| MICHAEL P ZILINSKI3 | 1633 WASHINGTON BLVD APT 4E STAMFORD, CT 06902 | AFLAC | $234 | — | $234 | 5.02% |
| JUSTIN GRIFFEY3 | 7 MICHELE DR CARLISLE, PA 17013 | AFLAC | $173 | — | $173 | 3.71% |
| ELLEN TURTON3 Filed as: ELLEN T TURTON | 73 OLD DAM RD FAIRFIELD, CT 06824 | AFLAC | $36 | — | $36 | 0.77% |
| MICHAEL REYES3 Filed as: MICHAEL R ROBERTS AND VARIOUS | AGENTS 110 LIMERICK RD FAIRFIELD, CT 06824 | AFLAC | $24 | — | $24 | 0.52% |
| HILARY A BURNS3 | 3 MARSH CT WESTPORT, CT 06880 | AFLAC | $22 | — | $22 | 0.47% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP INC | 2 PARK AVE FL 20 NEW YORK, NY 10016 | AFLAC | $19 | — | $19 | 0.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 93 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 95 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 132 | $1.3M |
| Dental(2 contracts, 2 carriers) | EMBLEMHEALTH | 98 | $226K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 98 | $72K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 81 | $35K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 81 | $35K |
| Other(3 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 81 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.