| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | OXFORD HEALTH INSURANCE, INC | $53K | $1K | $54K | 4.14% |
| MICHAEL LISA3 | UNKNOWN NEW YORK, NY 10128 | EMBLEM HEALTH | $7K | $0 | $7K | 5.83% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | AETNA | $4K | $0 | $4K | 4.87% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | EMBLEMHEALTH | $2K | $0 | $2K | 3.82% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 11.55% |
| ORIANA L RENDE3 Filed as: ORIANA RENDE | 228 GOOD HILL ROAD WESTON, CT 06883 | AFLAC | $1K | $90 | $2K | 11.38% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 PARK AVENUE, 24TH FLOOR NEW YORK, NY 10016 | AFLAC | $241 | $0 | $241 | 1.77% |
| HILARY A BURNS3 Filed as: HILARY BURNS | 3 MARSH COURT WESTPORT, CT 06880 | AFLAC | $219 | $18 | $237 | 1.74% |
| THE HORTON GROUP3 Filed as: ALEX HORTON AND VARIOUS AGENTS | 27 JENNIE LANE WESTPORT, CT 06880 | AFLAC | $219 | $0 | $219 | 1.61% |
| JUSTIN GRIFFEY3 | 444 ONCREST TERRACE CLIFFSIDE PARK, NJ 07010 | AFLAC | $157 | $18 | $175 | 1.28% |
| MICHAEL R. BONAMARTE3 Filed as: MICHAEL BONAMARTE | 2 BAYVIEW DRIVE BROOKFIELD, CT 06804 | AFLAC | $172 | $0 | $172 | 1.26% |
| ELLEN TURTON3 | 68 HARBOR AVENUE APARTMENT 2 BRIDGEPORT, CT 06605 | AFLAC | $150 | $0 | $150 | 1.10% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | EMBLEMHEALTH | $1K | $0 | $1K | 9.99% |
| ORIANA L RENDE3 Filed as: ORIANA RENDE | 226 GOOD HILL ROAD WESTON, CT 06883 | AFLAC | $296 | $81 | $377 | 4.58% |
| HILARY A BURNS3 Filed as: HILARY BURNS | 3 MARSH COURT WESTPORT, CT 06880 | AFLAC | $128 | $16 | $144 | 1.75% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE SUITE 100 MOUNT LAUREL, NJ 08054 | AFLAC | $81 | $0 | $81 | 0.98% |
| MJ INSURANCE3 Filed as: MARK BURNS AND VARIOUS AGENTS | 3 MARSH COURT WESTPORT, CT 06880 | AFLAC | $78 | $0 | $78 | 0.95% |
| JUSTIN GRIFFEY3 | 444 ONCREST TERRACE CLIFFSIDE PARK, NJ 07010 | AFLAC | $45 | $16 | $61 | 0.74% |
| MICHAEL R. BONAMARTE3 Filed as: MICHAEL BONAMARTE | 22 BAYVIEW DRIVE BROOKFIELD, CT 06804 | AFLAC | $40 | $0 | $40 | 0.49% |
| THE HORTON GROUP3 Filed as: ALEX HORTON | 27 JENNIE LANE WESTPORT, CT 06880 | AFLAC | $34 | $0 | $34 | 0.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | OXFORD HEALTH INSURANCE, INC | 139 | $1.5M |
| Dental(2 contracts, 2 carriers) | AETNA | 84 | $84K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 109 | $41K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 109 | $41K |
| Prescription drug(3 contracts, 3 carriers) | OXFORD HEALTH INSURANCE, INC | 139 | $1.5M |
| Other(3 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 109 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.