No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| C & R CONSULTING, INC. EIN 13-3935364 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $266K |
| EMPIRE BLUE CROSS BLUE SHIELD EIN 23-7391136 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services; Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $143K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $93K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $56K |
| FIRST ACTUARIAL CONSULTING INC EIN 26-3842522 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $40K |
| O'DWYER & BERNSTEIN, LLP EIN 13-5286665 NONE | Legal; Direct payment from the plan Service code 29 | — | $39K |
| PRUDENTIAL RETIREMENT INSURANCE AND EIN 06-1050034 | Other services; Direct payment from the plan Service code 49 | — | $19K |
| HJ KNIGHT INTERNATIONAL NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 30 BRAINTREE HILL OFFICE PARK BRAINTREE, MA 02184 | $14K |
| SCHULTE, ROTH, & ZABEL LLP NONE | Legal; Employee (plan) Service code 29 | 919 THIRD AVENUE NEW YORK, NY 10022 | $12K |
| ALICARE MEDICAL MANAGEMENT INC NONE | Direct payment from the plan; Claims processing Service code 12 | 333 WESTCHESTER AVE WHITE PLAINS, NY 03079 | $10K |
| DIANA G ROSS NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 160 WEST END AVE., APT 24E NEW YORK, NY 10023 | $9K |
| AMALGAMATED BANK NONE | Direct payment from the plan; Account maintenance fees Service code 50 | 275 SEVENTH AVE NEW YORK, NY 10001 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 267 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 529 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 796 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 284 | $228K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.