| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JACK KOHEN3 | PO BOX 113 ROSLYN HEIGHTS, NY 11577 | AFLAC | $3K | $274 | $3K | 4.36% |
| STEPHEN WHITE3 | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $2K | $175 | $2K | 3.04% |
| ENIDA MICI3 | 353 EAST 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $786 | $55 | $841 | 1.08% |
| ACRISURE LLC3 Filed as: CHERNOFF DIAMOND & CO, LLC | 725 RXR PLAZA EAST TOWER UNIONDALE, NY 11556 | AFLAC | $555 | — | $555 | 0.71% |
| RICHARD PETERSON3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $463 | $90 | $553 | 0.71% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DRIVE HAUPPAUGE, NY 11788 | AFLAC | $460 | — | $460 | 0.59% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $443 | — | $443 | 0.57% |
| CHRISTOPHER TARI3 | 80 N CENTRE AVENUE APT PH416 ROCJVILLE CENTRE, NY 11570 | AFLAC | $243 | — | $243 | 0.31% |
| WILLIAM WHICHER3 Filed as: WILLIAM H WICHER | 1 LINDEN STREET GARDEN CITY, NY 11530 | AFLAC | $207 | — | $207 | 0.27% |
| JAMES ROBERT CONFORT3 | 3 SUNSET LANE GARDEN CITY, NY 11530 | AFLAC | $198 | — | $198 | 0.25% |
| J G DENIVO CORP3 Filed as: JG DENIVO CORP | 14107 20TH AVENUE SUITE 102 WHITESTONE, NY 11357 | AFLAC | $138 | $35 | $173 | 0.22% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLAZA SUITE 410 GARDEN CITY, NY 11530 | AFLAC | $140 | — | $140 | 0.18% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $120 | — | $120 | 0.15% |
| ALY H ABAZA3 | 79 VINEYARD LANE GREENWICH, CT 06831 | AFLAC | $82 | — | $82 | 0.11% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $71 | — | $71 | 0.09% |
| MICHAEL S CHILLE3 | 12 ST. THOMAS MORE DRIVE WINCHESTER, MA 01890 | AFLAC | $70 | — | $70 | 0.09% |
| JOSEPH M GONZALEZ3 | 1502 RICHMOND AVENUE 2ND FLOOR STATEN ISLAND, NY 10314 | AFLAC | $55 | — | $55 | 0.07% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $55 | — | $55 | 0.07% |
| CIRO ABRIL3 | 18 BRACKEN COURT HOWELL, NJ 07731 | AFLAC | $44 | — | $44 | 0.06% |
| JAMES ROBERT CONFORT3 | 141 OXFORD BOULEVARD GARDEN CITY, NY 11530 | AFLAC | $44 | — | $44 | 0.06% |
| CHRISTY DAY ASSOCIATES LLC3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $33 | — | $33 | 0.04% |
| ARACELIE RIVERA3 | 8 KNOLL TOP ROAD ELMSFORD, NY 10523 | AFLAC | $23 | — | $23 | 0.03% |
| SHERRY BATRUS3 | 3279 ATLANTIC CIRCLE NAPLES, FL 34119 | AFLAC | $19 | — | $19 | 0.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: KEVIN G GALLAGHER | 173 GELSTON AVENUE APT 3D BROOKLYN, NY 11209 | AFLAC | $17 | — | $17 | 0.02% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $16 | — | $16 | 0.02% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $13 | — | $13 | 0.02% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $12 | — | $12 | 0.02% |
| MICHAEL A BOOK3 Filed as: MICHAEL J MARGOLIS | 118 EAST 28TH STREET SUITE 805 NEW YORK, NY 10016 | AFLAC | $12 | — | $12 | 0.02% |
| ALY H ABAZA3 | 79 VINEYARD LANE GREENWICH, CT 06831 | AFLAC | $7 | — | $7 | 0.01% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $3 | — | $3 | 0.00% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES P DAVID CORP | 125 JERICHO TURNPIKE SUITE 201 JERICHO, NY 11753 | AFLAC | $3 | — | $3 | 0.00% |
| PATRICIA GAIL LEES3 | 6055 E WASHINGTON BOULEVARD SUITE 570 COMMERCE, CA 90040 | AFLAC | $2K | $86 | $2K | 8.22% |
| WILLIAM WHICHER | 1 LINDEN STREET GARDEN CITY, NY 11530 | AFLAC | $465 | — | $465 | 1.54% |
| JAMES ROBERT CONFORT | 3 SUNSET LANE GARDEN CITY, NY 11530 | AFLAC | $209 | — | $209 | 0.69% |
| CHRISTOPHER TARI Filed as: CHRISTOPHER J TARI | 80 N CENTRE STREET APT PH416 ROCKVILLE CENTRE, NY 11570 | AFLAC | $192 | — | $192 | 0.64% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FT LAUDERDALE, FL 33308 | AFLAC | $185 | — | $185 | 0.61% |
| PATRICK R RUHLE | 200 GARDEN CITY PLAZA SUITE 410 GARDEN CITY, NY 11530 | AFLAC | $184 | — | $184 | 0.61% |
| DAVID REESOR3 | 2220 E ROUTE 66 SUITE 215 GLENDORA, CA 91740 | AFLAC | $166 | $14 | $180 | 0.60% |
| STEVE D SERVI3 | 6127 S RAINBOW BLVD SUITE 110 LAS VEGAS, NV 89118 | AFLAC | $113 | — | $113 | 0.38% |
| RONALD S TANOUS3 | 1124 CHURCHS STREET BURBANK, CA 91501 | AFLAC | $107 | — | $107 | 0.36% |
| JOSEPH A BUZZELLO3 | 9018 BALBOA BOULEVARD SUITE 254 NORTHRIDGE, CA 91325 | AFLAC | $88 | — | $88 | 0.29% |
| RAVONE MARVELLE GRAHAM3 | 23972 OLD POMEGRANATE RD YORBA LINDA, CA 92887 | AFLAC | $69 | — | $69 | 0.23% |
| LONNIE CYNTHIA SHEINART3 | 12108 IVY PLACE LOS ANGELES, CA 90064 | AFLAC | $53 | — | $53 | 0.18% |
| AUBREY W THOMAS3 | 32627 THE OLD ROAD CASTAIC, CA 91384 | AFLAC | $50 | — | $50 | 0.17% |
| JAMES ROBERT CONFORT | 141 OXFORD BOULEVARD GARDEN CITY, NY 11530 | AFLAC | $47 | — | $47 | 0.16% |
| FRANCOISE YVONNE KORENBERG3 Filed as: FRANCOISE KORENBERG | 6055 E WASHINGTON BLVD SUITE 955 COMMERCE, CA 90040 | AFLAC | $45 | — | $45 | 0.15% |
| ROBERT J. PHILIBOSIAN3 Filed as: ROBERT J PHILIBOSIAN | 3107 BIANCA CIRCLE SIMI VALLEY, CA 93063 | AFLAC | $41 | — | $41 | 0.14% |
| LINDA M NAPOLI3 Filed as: LINDA NAPOLI | 5335 YARMOUTH AVENUE APT 106 ENCINO, CA 91316 | AFLAC | $36 | — | $36 | 0.12% |
| MARSHALL CHARLES MCDONALD3 | 905 LAKE PARK DRIVE APT 206 DAVIDSON, NC 28036 | AFLAC | $24 | — | $24 | 0.08% |
| KAREN M HUGHES3 | 3120 NE 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $20 | — | $20 | 0.07% |
| GEORGIANNA STOUT3 | 150 HARBOR DRIVE UNIT 370 SAUSALITO, CA 94966 | AFLAC | $19 | — | $19 | 0.06% |
| BARRY MCPHERSON INC3 Filed as: BARRY MCPHERSON INC. | 2211 MICHELSON DR SUITE 1150 IRVINE, CA 92612 | AFLAC | $13 | — | $13 | 0.04% |
| OWEN JOHNSTON3 | 796 N HART ST ORANGE, CA 92867 | AFLAC | $11 | — | $11 | 0.04% |
| TODD V MASON3 | 6164 LAWRENCE STREET CYPRESS, CA 90630 | AFLAC | $10 | — | $10 | 0.03% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 11835 QUEENS BLVD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $9 | — | $9 | 0.03% |
| JOANNA G MATHERLY3 Filed as: JOANNA MATHERLY | 2000 GLEN ECHO ROAD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $8 | — | $8 | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $8 | — | $8 | 0.03% |
| DALE I DAVIS3 Filed as: DALE DAVIS | 350 E SHORT STREET NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $8 | — | $8 | 0.03% |
| MICHAEL S CHILLE3 | 21 ST THOMAS MOORE DRIVE WINCHESTER, MA 01890 | AFLAC | $5 | — | $5 | 0.02% |
| ALLISON FARRIS WENDELBERGER3 | 1839 YGNACIO VALLEY ROAD SUITE 393 WALNUT CREEK, CA 94598 | AFLAC | $4 | — | $4 | 0.01% |
| LARA K GRANDE3 Filed as: LARA GRANDE | 1022 WESTHAVEN BLVD FRANKLIN, TN 37064 | AFLAC | $3 | — | $3 | 0.01% |
| IOANNIS T GRATSINOPOULOS3 Filed as: IOANNIS GRATSINOPOULOS | 3565 SUMMERLINN DRIVE WEST LINN, OR 97088 | AFLAC | $3 | — | $3 | 0.01% |
| NICHOLAS VIGIL3 | 120 ROCKBOLT CIRCLE FOLSOM, CA 95630 | AFLAC | $1 | — | $1 | 0.00% |
| LES HEINSEN INS SERVICES INC3 Filed as: LES HEINSENINS SERVICES INC. | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $1 | — | $1 | 0.00% |
| GARY SCOTT NELLIS3 Filed as: GARY NELLIS | 10607 1/2 WOODBRIDGE STREET TOLUCA LAKE, CA 91602 | AFLAC | $1 | — | $1 | 0.00% |
| LARA K GRANDE | 1022 WESTHAVEN BOULEVARD FRANKLIN, TN 37064 | AFLAC | $1 | — | $1 | 0.00% |
| KEVIN R MCINERNEY | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $1 | — | $1 | 0.00% |
| MEGHAN MOFFATT LUCAS Filed as: MEGHAN M MILLER | 6631 FOX RIDGE CIRCLE DAVIDSON, NC 28036 | AFLAC | $1 | — | $1 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 1166 AVENUE OF THE AMERICAS SUITE 22F NEW YORK, NY 10036 | FEDERAL INSURANCE COMPANY | $1K | — | $1K | 25.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,966 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,966 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SUN LIFE AND HEALTH INSURANCE COMPANY | 1,966 | $1.1M |
| Short-term disability(3 contracts, 2 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY | 1,966 | $1.4M |
| Long-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY | 1,966 | $1.1M |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 5,314 | $2.4M |
| Other(4 contracts, 3 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY | 1,966 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.