| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JACK KOHEN3 | 45 RUGBY ROAD ROSLYN HEIGHTS, NY 11577 | AFLAC | $6K | $223 | $6K | 7.09% |
| STEPHEN WHITE3 | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $4K | $82 | $4K | 4.83% |
| ENIDA MICI3 | 353 EAST 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $1K | $58 | $1K | 1.49% |
| RICHARD PETERSON | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $985 | $61 | $1K | 1.15% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DRIVE HAUPPAUGE, NY 11788 | AFLAC | $576 | — | $576 | 0.63% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $547 | — | $547 | 0.60% |
| J G DENIVO CORP3 Filed as: JG DENIVO CORP | 214-25 42ND AVENUE 4TH FLOOR BAYSIDE, NY 11361 | AFLAC | $364 | $3 | $367 | 0.40% |
| KOBER ASSOCIATES LLC3 | 14107 20TH AVENUE SUITE 507 WHITESTONE, NY 11357 | AFLAC | $152 | — | $152 | 0.17% |
| ALY H ABAZA3 | 79 VINEYARD LANE GREENWICH, CT 06831 | AFLAC | $97 | — | $97 | 0.11% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $96 | — | $96 | 0.11% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $85 | — | $85 | 0.09% |
| JOSEPH M GONZALEZ3 | 1502 RICHMOND AVENUE 2ND FLOOR STATEN ISLAND, NY 10314 | AFLAC | $65 | — | $65 | 0.07% |
| BENITO A ROTONDI II INC3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $65 | — | $65 | 0.07% |
| CIRO ABRIL3 | 18 BRACKEN COURT HOWELL, NJ 07731 | AFLAC | $48 | — | $48 | 0.05% |
| CHRISTY DAY ASSOCIATES LLC3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $36 | — | $36 | 0.04% |
| ARACELIE RIVERA3 | 8 KNOLL TOP ROAD ELMSFORD, NY 10523 | AFLAC | $25 | — | $25 | 0.03% |
| SHERRY BATRUS3 | 3279 ATLANTIC CIRCLE NAPLES, FL 34119 | AFLAC | $20 | — | $20 | 0.02% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $18 | — | $18 | 0.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: KEVIN G GALLAGHER | 173 GELSTON AVENUE APT 3D BROOKLYN, NY 11209 | AFLAC | $18 | — | $18 | 0.02% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $18 | — | $18 | 0.02% |
| MICHAEL A BOOK3 Filed as: MICHAEL J MARGOLIS | 118 EAST 28TH STREET SUITE 805 NEW YORK, NY 10016 | AFLAC | $16 | — | $16 | 0.02% |
| TODD J BURKE CORP3 | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $14 | — | $14 | 0.02% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $4 | — | $4 | 0.00% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES P DAVID CORP | 125 JERICHO TURNPIKE SUITE 201 JERICHO, NY 11753 | AFLAC | $4 | — | $4 | 0.00% |
| ASO BROKERAGE SERVICES, INC3 Filed as: ASO BROKERAGE SERVICES INC. | 303 MERRICK ROAD SUITE 300 LYNBROOK, NY 11563 | AFLAC | $3 | — | $3 | 0.00% |
| PATRICIA GAIL LEES3 | 6055 E WASHINGTON BOULEVARD SUITE 570 COMMERCE, CA 90040 | AFLAC | $4K | $117 | $4K | 12.03% |
| DAVID REESOR3 | 2220 E ROUTE 66 SUITE 215 GLENDORA, CA 91740 | AFLAC | $308 | $23 | $331 | 1.08% |
| GEORGIANNA STOUT3 | 150 HARBOR DRIVE UNIT 370 SAUSALITO, CA 94966 | AFLAC | $302 | — | $302 | 0.99% |
| RONALD S TANOUS3 | 1124 CHURCHS STREET BURBANK, CA 91501 | AFLAC | $246 | $22 | $268 | 0.88% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FT LAUDERDALE, FL 33308 | AFLAC | $201 | — | $201 | 0.66% |
| STEVE D SERVI3 | 6127 S RAINBOW BLVD SUITE 110 LAS VEGAS, NV 89118 | AFLAC | $122 | — | $122 | 0.40% |
| JOSEPH A BUZZELLO3 | 9018 BALBOA BOULEVARD SUITE 254 NORTHRIDGE, CA 91325 | AFLAC | $96 | — | $96 | 0.31% |
| RAVONE MARVELLE GRAHAM3 | 1020 VISTA DEL CERRO DR UNIT 205 CORONA, CA 92879 | AFLAC | $75 | — | $75 | 0.25% |
| LONNIE CYNTHIA SHEINART3 | 12108 IVY PLACE LOS ANGELES, CA 90064 | AFLAC | $58 | — | $58 | 0.19% |
| AUBREY W THOMAS3 | 32627 THE OLD ROAD CASTAIC, CA 91384 | AFLAC | $54 | — | $54 | 0.18% |
| FRANCOISE YVONNE KORENBERG3 Filed as: FRANCOISE KORENBERG | 6055 E WASHINGTON BLVD SUITE 955 COMMERCE, CA 90040 | AFLAC | $49 | — | $49 | 0.16% |
| ROBERT J. PHILIBOSIAN3 Filed as: ROBERT J PHILIBOSIAN | 3107 BIANCA CIRCLE SIMI VALLEY, CA 93063 | AFLAC | $44 | — | $44 | 0.14% |
| LINDA M NAPOLI3 Filed as: LINDA NAPOLI | 5335 YARMOUTH AVENUE APT 106 ENCINO, CA 91316 | AFLAC | $39 | — | $39 | 0.13% |
| MARSHALL CHARLES MCDONALD3 | 905 LAKE PARK DRIVE APT 206 DAVIDSON, NC 28036 | AFLAC | $26 | — | $26 | 0.09% |
| KAREN M HUGHES3 | 3120 NE 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $22 | — | $22 | 0.07% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH JCS INC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | AFLAC | $20 | — | $20 | 0.07% |
| LES HEINSEN INS SERVICES INC3 Filed as: LES HEINSENINS SERVICES INC. | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $18 | — | $18 | 0.06% |
| BARRY MCPHERSON INC3 Filed as: BARRY MCPHERSON INC. | 2211 MICHELSON DR SUITE 1150 IRVINE, CA 92612 | AFLAC | $14 | — | $14 | 0.05% |
| TODD V MASON3 | 6164 LAWRENCE STREET CYPRESS, CA 90630 | AFLAC | $11 | — | $11 | 0.04% |
| OWEN JOHNSTON3 | 796 N HART ST ORANGE, CA 92867 | AFLAC | $11 | — | $11 | 0.04% |
| JOANNA G MATHERLY3 Filed as: JOANNA MATHERLY | 2000 GLEN ECHO ROAD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $9 | — | $9 | 0.03% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $9 | — | $9 | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NE 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $8 | — | $8 | 0.03% |
| DALE I DAVIS3 Filed as: DALE DAVIS | 350 E SHORT STREET NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $8 | — | $8 | 0.03% |
| NICHOLAS VIGIL3 | 120 ROCKBOLT CIRCLE FOLSOM, CA 95630 | AFLAC | $5 | — | $5 | 0.02% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $5 | — | $5 | 0.02% |
| ALLISON FARRIS WENDELBERGER3 | 1839 YGNACIO VALLEY ROAD SUITE 393 WALNUT CREEK, CA 94598 | AFLAC | $4 | — | $4 | 0.01% |
| LARA K GRANDE3 Filed as: LARA GRANDE | 1022 WESTHAVEN BLVD FRANKLIN, TN 37064 | AFLAC | $4 | — | $4 | 0.01% |
| IOANNIS T GRATSINOPOULOS3 Filed as: IOANNIS GRATSINOPOULOS | 3565 SUMMERLINN DRIVE WEST LINN, OR 97088 | AFLAC | $3 | — | $3 | 0.01% |
| GARY SCOTT NELLIS3 Filed as: GARY NELLIS | 10607 1/2 WOODBRIDGE STREET TOLUCA LAKE, CA 91602 | AFLAC | $1 | — | $1 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 1166 AVENUE OF THE AMERICAS SUITE 22F NEW YORK, NY 10036 | FEDERAL INSURANCE COMPANY | $1K | — | $1K | 24.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,831 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,831 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SUN LIFE AND HEALTH INSURANCE COMPANY | 1,831 | $986K |
| Short-term disability(3 contracts, 2 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY | 1,831 | $1.2M |
| Long-term disability | SUN LIFE AND HEALTH INSURANCE COMPANY | 1,831 | $986K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,949 | $2.5M |
| Other(4 contracts, 3 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY | 1,831 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,949 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.