| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, INC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | KAISER FOUNDATION HEALTH PLAN INC | $174K | — | $174K | 3.95% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | AETNA LIFE INSURANCE CO. | $91K | — | $91K | 2.95% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | PREMIER ACCESS INSURANCE COMPANY | $7K | — | $7K | 1.91% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | HARTFORD LIFE AND ACCIDENT | $28K | — | $28K | 10.00% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | VISION SERVICE PLAN | $2K | — | $2K | 3.68% |
| ANDREW J SCHLOSSMAN3 | 20 WATER GRANT ST APT 660 YONKERS, NY 10701 | AFLAC | $851 | — | $851 | 3.58% |
| SPHEREC GROUP LLC3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $592 | — | $592 | 2.49% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $417 | $36 | $453 | 1.91% |
| GIANA M COURT3 | 544 VAN BUREN ST #1 BROOKLYN, NY 11221 | AFLAC | $176 | $178 | $354 | 1.49% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP INC | 2 PARK AVE FL 20 NEW YORK, NY 10016 | AFLAC | $336 | — | $336 | 1.41% |
| GEORGE BLAIR WEILER3 Filed as: GEORGE BLAIR WEILER & VARIOU AGENTS | 64 HILLTOP DR MANHASSET, NY 11030 | AFLAC | $126 | $58 | $184 | 0.77% |
| SPHEREC GROUP LLC3 | 388 BRIDGE ST APT 34G BROOKLYN, NY 11201 | AFLAC | $108 | — | $108 | 0.45% |
| AARON M MORTLOCK3 | 1001 B ST WASHOUGAL, WA 98671 | AFLAC | $120 | — | $120 | 2.06% |
| ANDREW J SCHLOSSMAN3 | 20 WATER GRANT ST APT 660 YONKERS, NY 10701 | AFLAC | $95 | — | $95 | 1.63% |
| VINCENT BRIAN VOLLMAR3 | 777 COMMERCIAL ST SE STE 20 SALEM, OR 97301 | AFLAC | $88 | — | $88 | 1.51% |
| MJ INSURANCE3 Filed as: RONALD JONES AND VARIOUS AGENTS | 119 KRISTIN DR ALEDO, TX 76008 | AFLAC | $80 | — | $80 | 1.37% |
| TYLER VAUGHN3 | 4018 EMERSON COVE DR SPRING, TX 77386 | AFLAC | $73 | — | $73 | 1.25% |
| DEBRA L SCHMIDT3 | PO BOX 131682 SPRING, TX 77393 | AFLAC | $38 | — | $38 | 0.65% |
| DEREK SOMMERS3 | 900 NW 95TH ST VANCOUVER, WA 98665 | AFLAC | $30 | — | $30 | 0.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 673 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 673 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 633 | $7.5M |
| Dental | PREMIER ACCESS INSURANCE COMPANY | 726 | $382K |
| Vision | VISION SERVICE PLAN | 299 | $50K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 673 | $285K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 673 | $285K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 673 | $285K |
| Other(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 673 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 726 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.