| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPOPRATE SYNERGIES GROUP LLC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | AETNA LIFE INSURANCE CO. | $104K | $10K | $114K | 3.83% |
| CORPORATE SYNERGIES GROUP LLC3 | THE FERRY TERMINAL BLDG 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | HARTFORD LIFE AND ACCIDENT | $29K | $3K | $32K | 10.99% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | VISION SERVICE PLAN | $2K | — | $2K | 3.63% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP INC | 2 PARK AVE FL 20 NEW YORK, NY 10016 | AFLAC | $978 | — | $978 | 3.77% |
| SPHEREC GROUP LLC3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $713 | $25 | $738 | 2.85% |
| ANDREW J SCHLOSSMAN3 | 16625 POWELLS COVE BLVD APT 10A WHITESTONE, NY 11357 | AFLAC | $491 | $126 | $617 | 2.38% |
| GIANA M COURT3 | 544 VAN BUREN ST #1 BROOKLYN, NY 11221 | AFLAC | $563 | — | $563 | 2.17% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $519 | $25 | $544 | 2.10% |
| ANDREW J SCHLOSSMAN3 | 20 WATER GRANT ST APT 660 YONKERS, NY 10701 | AFLAC | $376 | — | $376 | 1.45% |
| GEORGE BLAIR WEILER3 Filed as: GEORGE BLAIR WEILER & VARIOU AGENTS | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $333 | — | $333 | 1.28% |
| CORPORATE SYNERGIES GROUP LLC3 | THE FERRY TERMINAL BLDG 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | HARTFORD LIFE INSURANCE CO. | $716 | $53 | $769 | 16.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 768 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 769 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 443 | $3.0M |
| Vision | VISION SERVICE PLAN | 330 | $52K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 768 | $288K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 768 | $288K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 768 | $288K |
| Prescription drug | AETNA LIFE INSURANCE CO. | 443 | $3.0M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 768 | $319K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 768 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.