| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS CONSULTING, LLC | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $266K | $100K | $366K | 4.48% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS CONSULTING, LLC | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $181K | $100K | $281K | 4.65% |
| ABSENCESOFT LLC3 | LOCKBOX PO BOX 92031 LAS VEGAS, NV 891932031 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | — | $90K | $90K | 1.49% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS CONSULTING, LLC | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $188K | $100K | $288K | 4.95% |
| SAUL R LOCKER3 | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $25K | — | $25K | 4.59% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS CONSULTING, LLC | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | — | $12K | $12K | 2.11% |
| RSC INSURANCE BROKERAGE INC Filed as: RSC INSURANCE BROKERAGE INC. | 54 DANBURY RD #340 RIDGEFIELD, CT 06877 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $71K | $33K | $105K | 23.47% |
| THE BAKER BENEFIT GROUP | 54 DANBURY RD, STE #340 RIDGEFIELD, CT 06877 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $4K | — | $4K | 0.80% |
| RSC INSURANCE BROKERAGE INC Filed as: RSC INSURANCE BROKERAGE INC. | 54 DANBURY RD #340 RIDGEFIELD, CT 06877 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $2K | $2K | 0.36% |
| RSC INSURANCE BROKERAGE INC Filed as: RSC INSURANCE BROKERAGE INC. | 54 DANBURY RD #340 RIDGEFIELD, CT 06877 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $24K | $10K | $34K | 33.38% |
| RSC INSURANCE BROKERAGE INC Filed as: RSC INSURANCE BROKERAGE INC. | 54 DANBURY RD #340 RIDGEFIELD, CT 06877 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $2K | $2K | 1.83% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS CONSULTING, LLC | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $184 | $32 | $216 | 1.99% |
| RSC INSURANCE BROKERAGE INC Filed as: RSC INSURANCE BROKERAGE INC. | 54 DANBURY RD #340 RIDGEFIELD, CT 06877 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | $746 | $2K | 24.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,459 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 137 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 424 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 21,020 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 5 | $79K |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 6,159 | $1.4M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 7,804 | $763K |
| Life insurance | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 19,550 | $8.2M |
| Long-term disability(4 contracts, 2 carriers) | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 16,725 | $6.6M |
| Other(5 contracts, 2 carriers) | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 22,570 | $14.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,570 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.