| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $220K | — | $220K | 3.00% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $187K | — | $187K | 2.82% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $147K | — | $147K | 2.99% |
| SAUL R LOCKER3 | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $25K | — | $25K | 5.00% |
| THE BAKER BENEFIT GROUP Filed as: BAKER BENEFIT GROUP | STE 150 170 US ROUTE 1 FALMOUTH, ME 04105 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $69K | $59K | $127K | 31.26% |
| THE BAKER BENEFIT GROUP | 54 DANBURY RD #340 RIDGEFIELD, CT 06877 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $4K | — | $4K | 0.88% |
| GALLAGHER BENEFIT SERVICES, INC.0 Filed as: ARTHUR J GALLAGHER RISK MGMT SVCS | 500 VICTORY RD QUINCY, MA 02171 | ZURICH AMERICAN INSURANCE COMPANY | $7K | — | $7K | 20.00% |
| THE BAKER BENEFIT GROUP Filed as: BAKER BENEFIT GROUP | STE 150 170 US ROUTE 1 FALMOUTH, ME 04105 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | $529 | $2K | 18.56% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS | 1099 18TH ST STE 2870 DENVER, CO 80202 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $207 | — | $207 | 2.99% |
| THE BAKER BENEFIT GROUP Filed as: BAKER BENEFIT GROUP | SUITE 150 170 US ROUTE 1 FALMOUTH, ME 04105 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $3K | $503 | $3K | 59.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,270 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 285 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2,040 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 21,595 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 3 | $56K |
| Dental(2 contracts, 2 carriers) | EMBLEMHEALTH DENTAL | 4,993 | $1.3M |
| Life insurance | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 18,818 | $7.3M |
| Long-term disability(4 contracts, 2 carriers) | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 15,793 | $5.3M |
| Other(5 contracts, 2 carriers) | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 21,212 | $14.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,212 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.