| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: THE SEGAL CO (EASTERN STATES), INC. | 333 WEST 34TH ST NEW YORK, NY 100012402 | THE UNION LABOR LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL CO (EASTERN STATES), INC. | 333 WEST 34TH ST NEW YORK, NY 100012402 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL CO (EASTERN STATES), INC. | 333 WEST 34TH STREET NEW YORK, NY 100012402 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAGNACARE ADMINISTRATIVE SVCS, LLC EIN 11-3410766 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $272K |
| EMPIRE BCBS EIN 23-7391136 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $195K |
| CASANOVA, TERESA EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $178K |
| HERRICK FEINSTEIN LLP NONE | Legal; Direct payment from the plan Service code 29 | 32-43 49TH STREET LONG ISLAND CITY, NY 11103 | $171K |
| THE SEGAL CO (EASTERN STATES), INC. EIN 13-1835864 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan; Actuarial Service code 11 | — | $113K |
| TURKOVIC, BRANCA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $98K |
| SCHULTHEIS & PANETTIERI EIN 13-1577780 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $93K |
| DELMAR, MICHELLE EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $90K |
| FRIEDMAN & ANSPACH EIN 13-3403675 NONE | Legal; Direct payment from the plan Service code 29 | — | $89K |
| NEW & KARFUNKEL, P.C. EIN 22-2553368 NONE | Legal; Direct payment from the plan Service code 29 | — | $80K |
| ORTIZ, NANCY EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $71K |
| GARCIA, LORENA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $57K |
| MELAMUD, IRINA NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 2383 EAST 14TH STREET UNIT 1A BROOKLYN, NY 11229 | $55K |
| BATISTA, JULISSA EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $54K |
| MARENGO, DANIELLE EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $52K |
| MOLINA, JOCELINA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $45K |
| RAMCHANDANI, RADHIKA EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $44K |
| WEAVER C. BARKSDALE & ASSOC. EIN 62-1217255 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $43K |
| LORE, LINDA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $31K |
| MR. MICROCHIP SOFTWARE CENTER, INC. EIN 59-3084068 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $18K |
| ADMINISTRATIVE SERVICES ONLY, INC. EIN 11-2995970 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $15K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Other fees; Direct payment from the plan; Claims processing Service code 12 | — | $15K |
| TEAMSTER CENTER SERVICE FUND EIN 13-1964856 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $14K |
| MEDREVIEW, INC. EIN 13-3240352 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $14K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 26-4310632 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $9K |
| THE SEGAL CO (EASTERN STATES), INC | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $6K |
| SEGAL SELECT INSURANCE SERVICES INC | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $5K |
| SEGAL SELECT INSURANCE SERVICES, IN EIN 46-0619194 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 517 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 522 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability(2 contracts) | HARTFORD LIFE AND ACCIDENT | 415 | $382K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 518 | $346K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 518 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.