| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY EASTERN STATES | 333 WEST 34TH ST NEW YORK, NY 100012402 | LIBERTY INSURANCE UNDERWRITERS INC. | $0 | — | $0 | 0.00% |
| THE SEGAL COMPANY3 Filed as: SEGAL COMPANY EASTERN STATES | 333 WEST 34TH ST NEW YORK, NY 100012402 | HARTFORD LIFE AND ACCIDENT | $0 | — | $0 | 0.00% |
| THE SEGAL COMPANY3 Filed as: SEGAL COMPANY EASTERN STATES INC | 333 WEST 34TH STREET NEW YORK, NY 100012402 | HARTFORD LIFE AND ACCIDENT | $0 | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAGNACARE ADMINISTRATIVE SVCS, LLC EIN 11-3410766 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $253K |
| EMPIRE BCBS EIN 23-7391136 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $249K |
| CASANOVA, TERESA EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $152K |
| SCHULTHEIS & PANETTIERI, LLP EIN 13-1577780 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $97K |
| NEW & KARFUNKEL P.C. EIN 22-2553368 NONE | Legal; Direct payment from the plan Service code 29 | — | $88K |
| THE SEGAL CO (EASTERN STATES), INC. EIN 13-1835864 NONE | Insurance agents and brokers; Actuarial; Direct payment from the plan Service code 11 | — | $86K |
| TURKOVIC, BRANCA EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $84K |
| DELMAR, MICHELLE EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $80K |
| TINEO, MIGUELINA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $79K |
| DAVIS VISION EIN 11-3051991 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $71K |
| CARY KANE LLP EIN 20-1942442 NONE | Legal; Direct payment from the plan Service code 29 | — | $66K |
| ORTIZ, NANCY EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $60K |
| LORE, LINDA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $52K |
| GARCIA, LORENA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $50K |
| BATISTA, JULISSA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $48K |
| SCHAFER CULLEN CAPITAL MANAGEMENT EIN 13-3089070 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $46K |
| WEAVER C. BARKSDALE & ASSOC. EIN 61-1217255 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $43K |
| AWAN, AKRAM EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $42K |
| MOLINA, JOCELINA EIN 13-5548780 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $39K |
| HASSOUNE, HELEN EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $38K |
| MARENGO, DANIELLE EIN 13-5548780 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $35K |
| MARVIN BELSKY, MD NONE | Direct payment from the plan; Consulting (general) Service code 16 | 290 W END AVE NEW YORK, NY 10023 | $30K |
| E.G. ACCOUNTING SERVICES EIN 11-3756843 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $28K |
| SEGAL COMPANY (EASTERN STATES), INC | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $27K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 26-4310632 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $22K |
| ADMINISTRATIVE SERVICES ONLY, INC. EIN 11-2995970 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $20K |
| TEAMSTER CENTER SERVICE FUND EIN 13-1964856 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $20K |
| MEDREVIEW INC. EIN 13-3240352 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $19K |
| EXPRESS SCRIPTS INC. EIN 22-3461740 NONE | Direct payment from the plan; Other fees; Claims processing Service code 12 | — | $17K |
| MR. MICROCHIP SOFTWARE CENTER, INC. EIN 59-3084068 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 685 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 34 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 719 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability(2 contracts) | HARTFORD LIFE AND ACCIDENT | 490 | $248K |
| Stop-loss / reinsurancereinsurance | LIBERTY INSURANCE UNDERWRITERS INC. | 692 | $349K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 692 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.