See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS/BLUE SHIELD EIN 62-0427913 BENEFITS ADMINISTRATOR | Contract Administrator Service code 13 | — | $1.7M |
| LOCAL, 463,CWA EIN 11-1671020 ADMIN EXP REIMBURSEMENT | Direct payment from the plan Service code 50 | — | $184K |
| CHEIRON EIN 13-4215617 ACTUARY | Direct payment from the plan; Actuarial Service code 11 | — | $173K |
| ROGOFF & COMPANY EIN 13-2688836 AUDITOR | Accounting (including auditing) Service code 10 | — | $117K |
| FISCHERBROYLES EIN 56-2332885 ATTORNEY | Direct payment from the plan Service code 50 | — | $97K |
| DEE ANNE WALKER EIN 13-5547701 DIRECTOR | Employee (plan) Service code 30 | — | $78K |
| LOCAL 81102, CWA EIN 11-1154156 ADMIN EXP REIMBURSEMENT | Direct payment from the plan; Other services Service code 49 | — | $66K |
| ELLEN SMITH EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $60K |
| SHERI RAMEY EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $55K |
| LOCAL 800, CWA EIN 39-0733449 ADMIN EXP REIMBURSEMENT | Direct payment from the plan Service code 50 | — | $51K |
| JULIA STIDHAM EIN 13-5547701 EMPLOYEE | Employee (plan) Service code 30 | — | $49K |
| CLARA SHERWOOD EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $46K |
| LISA FETZER EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $46K |
| RITA AYERS EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $46K |
| STEPHANIE THOMAS EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $34K |
| LOCAL 75, CWA EIN 52-0514955 ADMIN EXP REIMBURSEMENT | Other services Service code 49 | — | $27K |
| SARAH BREWER EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $25K |
| SERIA BEAN EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $22K |
| BICC SYSTEMS, INC EIN 36-2852073 DATA PROCESSING | Other services; Direct payment from the plan Service code 49 | — | $9K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 INVESTMENT CONSULTANT | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $9K |
| ERIN SANDLIN EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $8K |
| UNION INSURANCE GROUP INSURANCE BROKER | Insurance agents and brokers Service code 22 | 303 W ERIE, SUITE 310 CHICAGO, IL 60654 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,596 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 365 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 16 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,977 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | SAV-RX | 6,502 | $10.7M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 400 | $154K |
| Stop-loss / reinsurancereinsurance | BCBS OF TENNESSEE | 6,502 | $919K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,502 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.