No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS/BLUE SHIELD EIN 62-0427913 BENEFITS ADMINISTRATOR | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.4M |
| LOCAL 76B, CWA EIN 13-5093050 ADMIN EXP REIMBURSEMENT | Direct payment from the plan; Other services Service code 49 | — | $160K |
| CHEIRON EIN 13-4215617 ACTUARY | Actuarial; Direct payment from the plan Service code 11 | — | $142K |
| ROGOFF & COMPANY EIN 13-2688836 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $96K |
| LOCAL 262, CWA EIN 94-0945885 ADMIN EXP REIMBURSEMENT | Other services; Direct payment from the plan Service code 49 | — | $88K |
| BRYAN CAVE LLP EIN 43-0602162 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $78K |
| DEE ANNE WALKER EIN 13-5547701 DIRECTOR | Employee (plan); Direct payment from the plan Service code 30 | — | $72K |
| ELLEN SMITH EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $63K |
| LOCAL 800, CWA EIN 39-0733449 ADMIN EXP REIMBURSEMENT | Direct payment from the plan; Other services Service code 49 | — | $51K |
| JULIA STIDHAM EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $49K |
| LISA FETZER EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $45K |
| CLARA SHERWOOD EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $44K |
| STEPHANIE THOMAS EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $44K |
| DANA STEINMETZ EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $43K |
| RITA AYERS EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $42K |
| SARAH BREWER EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $40K |
| BRADLEY HARRIS EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $40K |
| JEANIE EICHER EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $34K |
| LOCAL 81102, CWA EIN 11-1154156 ADMIN EXP REIMBURSEMENT | Other services; Direct payment from the plan Service code 49 | — | $26K |
| SHERI RAMEY EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $22K |
| LOCAL 14430, CWA EIN 36-0902115 ADMIN EXP REIMBURSEMENT | Direct payment from the plan; Other services Service code 49 | — | $22K |
| LOCAL 9400, CWA EIN 52-1475685 ADMIN EXP REIMBURSEMENT | Other services; Direct payment from the plan Service code 49 | — | $19K |
| HELEN WEAKLEY EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $18K |
| LOCAL 75, CWA EIN 52-0514955 ADMIN EXP REIMBURSEMENT | Direct payment from the plan; Other services Service code 49 | — | $13K |
| PATRICIA HUDSON EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $13K |
| KENNEDY MATHIS EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $12K |
| BICC SYSTEMS, INC EIN 36-2852073 DATA PROCESSING | Direct payment from the plan; Other services Service code 49 | — | $10K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 INVESTMENT CONSULTANT | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $8K |
| CIEARA CLINE EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $5K |
| UNION INSURANCE GROUP INSURANCE BROKER | Insurance agents and brokers Service code 22 | 303 W ERIE, SUITE 310 CHICAGO, IL 60654 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,065 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 360 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 18 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,443 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BCBS OF TENNESSEE | 6,883 | $1.6M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 545 | $200K |
| Stop-loss / reinsurancereinsurance | BCBS OF TENNESSEE | 6,883 | $869K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,883 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.