No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS/BLUE SHIELD EIN 62-0427913 BENEFITS ADMINISTRATOR | Contract Administrator Service code 13 | — | $1.5M |
| LOCAL, 463,CWA EIN 11-1671020 ADMIN EXP REIMBURSEMENT | Direct payment from the plan Service code 50 | — | $198K |
| CHEIRON EIN 13-4215617 ACTUARY | Actuarial; Direct payment from the plan Service code 11 | — | $173K |
| ROGOFF & COMPANY EIN 13-2688836 AUDITOR | Accounting (including auditing) Service code 10 | — | $130K |
| DEE ANNE WALKER EIN 13-5547701 DIRECTOR | Direct payment from the plan Service code 50 | — | $85K |
| PIERSON EIN 93-3416937 ATTORNEY | Legal Service code 29 | 1270 AVE OF AMERICAS NEW YORK, NY 10020 | $67K |
| LOCAL 81102, CWA EIN 11-1154156 ADMIN EXP REIMBURSEMENT | Direct payment from the plan; Other services Service code 49 | — | $67K |
| DANA STEINMETZ EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $54K |
| JULIA STIDHAM EIN 13-5547701 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
| LISA FETZER EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $51K |
| LOCAL 800, CWA EIN 39-0733449 ADMIN EXP REIMBURSEMENT | Direct payment from the plan Service code 50 | — | $49K |
| CLARA SHERWOOD EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $48K |
| BRADLEY HARRIS EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $47K |
| SERIA BEAN EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $46K |
| DENISE WEAKLEY EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $39K |
| MEGAN JEDELE EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $39K |
| BRIAN MCGRIFF EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $39K |
| ERIN SANDLIN EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $35K |
| PKF O'CONNOR DAVIES EIN 33-1374517 CONSULTANT | Consulting (general) Service code 16 | 246 PARK AVENUE NEW YORK, NY 10167 | $35K |
| AUTUMN KRANKCIK EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $34K |
| FISCHERBROYLES EIN 56-2332885 ATTORNEY | Direct payment from the plan Service code 50 | — | $23K |
| RITA AYERS EIN 13-5547701 EMPLOYEE | Direct payment from the plan Service code 50 | — | $21K |
| LOCAL 75, CWA EIN 52-0514955 ADMIN EXP REIMBURSEMENT | Other services Service code 49 | — | $18K |
| FIRST HORIZON BANK EIN 62-0201385 BANK | Other fees Service code 99 | — | $13K |
| SHERI RAMEY EIN 13-5547701 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $12K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 INVESTMENT CONSULTANT | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $9K |
| ELLEN SMITH EIN 13-5547701 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $7K |
| BICC SYSTEMS, INC EIN 36-2852073 DATA PROCESSING | Direct payment from the plan; Other services Service code 49 | — | $7K |
| UNION INSURANCE GROUP INSURANCE BROKER | Insurance agents and brokers Service code 22 | 303 W ERIE, SUITE 310 CHICAGO, IL 60654 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,440 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 371 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,826 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | SAV-RX | 6,909 | $10.9M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 360 | $133K |
| Stop-loss / reinsurancereinsurance | BCBS OF TENNESSEE | 6,268 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,909 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.