| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J. GALLAGHER RISK MANAGEMENT | SERVICES, INC. 30 CENTURY HILL DRIVE STE. 200 LATHAM, NY 12110 | WESCO INSURANCE COMPANY | $7K | — | $7K | 2.45% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA EIN 06-6033492 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $5.2M |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $538K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $310K |
| GUTSIN, ANNA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $303K |
| JANUS CAPITAL MANAGEMENT LLC EIN 75-3019302 NONE | Soft dollars commissions; Investment management; Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 28 | — | $265K |
| WESTERN ASSET MANAGEMENT EIN 20-1575788 NONE | Soft dollars commissions; Investment management fees paid directly by plan; Investment management Service code 28 | — | $257K |
| VIRGA, JOHN EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $247K |
| OPTUMRX, INC EIN 33-0441200 NONE | Float revenue; Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $237K |
| THE SEGAL CO. (EASTERN STATES), INC EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $210K |
| MAHADEO, VICKRAM EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $171K |
| CONA, JOSEPHINE EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $142K |
| GIAMMONA, DOMINICK EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $122K |
| CHIARA, ESTHER EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $120K |
| GORLICK, KRAVITZ, & LISTHAUS, P.C. EIN 13-3790829 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $106K |
| SINGH, ISHRY EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $90K |
| STATE STREET BANK & TRUST COMPANY EIN 04-1867445 NONE | Float revenue; Distribution (12b-1) fees; Custodial (securities); Other fees; Direct payment from the plan Service code 19 | — | $87K |
| CARUANA, CARLO EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $87K |
| TRUE TYPE PRINTING COMPANY, INC. EIN 13-5600711 NONE | Direct payment from the plan; Other services Service code 49 | — | $67K |
| ROMAN, MARILYN EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $64K |
| CURATOLO, ANTHONY EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $64K |
| SALCEDO, ALEXANDRA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $64K |
| PEREZ (MIRANDA), YNDHIRA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $59K |
| GALLAGHER FIDUCIARY ADVISORS EIN 36-4291971 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $53K |
| GIRALDO-ROBINSON, MONICA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $52K |
| PEREZ, XIOMARA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $51K |
| ROSARIO, MARIA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $51K |
| MOROZ, DOMINIKA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $48K |
| RAMIREZ, CARMEN EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $47K |
| STATE STREET GLOBAL ADVISORS TRUST EIN 81-4017173 NONE | Custodial (securities); Investment management fees paid directly by plan; Soft dollars commissions Service code 19 | — | $46K |
| LUCAS, MARTHA C. EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $44K |
| SMITH, JOLANTA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $42K |
| ABUGOV, EWELINA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $41K |
| HERNANDEZ, HECTOR M. EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $37K |
| SALAS, TATIANA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $36K |
| ARCHACKI, JOANNA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $35K |
| MELENDEZ, NIOMO R. EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $35K |
| RODRIGUEZ-PADIN, MARISOL EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $34K |
| RODRIGUEZ, JENNY EIN 13-5337605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $27K |
| ALLIED SYSTEM INTEGRATORS, INC. EIN 11-3622037 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $26K |
| NWQ CAPITAL MANAGEMENT, INC. EIN 47-0875103 NONE | Investment management fees paid directly by plan; Investment management; Soft dollars commissions Service code 28 | — | $24K |
| BICC SYSTEMS, INC. EIN 36-2852073 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $19K |
| INVESTMENT COUNSELORS OF MARYLAND EIN 52-5345054 NONE | Soft dollars commissions; Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $19K |
| ADP NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | ONE ADP BLVD ROSELAND, NJ 07068 | $17K |
| ROBERT M. CHEVERIE & ASSOCIATES, PC EIN 06-1335139 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| AMALGAMATED EMPLOYEE BENEFITS ADMIN EIN 13-3432221 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $14K |
| SEGAL SELECT INSURANCE SVC. INC. | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $9K |
| UNITED PRINT GROUP, INC. EIN 13-3034937 NONE | Other services; Direct payment from the plan Service code 49 | — | $9K |
| ACCOUNTEMPS, INC. EIN 94-1648752 NONE | Direct payment from the plan; Other services Service code 49 | — | $8K |
| DAVIS VISION, INC. EIN 11-3051991 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $8K |
| SEGAL SELECT INSURANCE SVC. INC | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,978 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,126 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | WESCO INSURANCE COMPANY | 11,104 | $286K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,104 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.