| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR J. GALLAGHER RISK MANAGEMENT | SERVICES, INC. 677 BROADWAY, 4TH FLOOR ALBANY, NY 12207 | WESCO INSURANCE COMPANY | $8K | — | $8K | 1.97% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $4.7M |
| AETNA LIFE INSURANCE CO. | Claims processing Service code 12 | — | $1.9M |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $519K |
| VIRGA, JOHN EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $392K |
| PROSKAUER ROSE LLP EIN 13-1840454 NONE | Legal; Direct payment from the plan Service code 29 | — | $327K |
| THE SEGAL CO. (EASTERN STATES), INC EIN 13-1835864 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $224K |
| JANUS CAPITAL MANAGEMENT LLC EIN 75-3019302 NONE | Investment management fees paid indirectly by plan; Soft dollars commissions; Investment management fees paid directly by plan; Investment management Service code 28 | — | $206K |
| GORLICK, KRAVITZ, & LISTHAUS, P.C. EIN 13-3790829 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $204K |
| OPTUMRX, INC EIN 33-0441200 NONE | Direct payment from the plan; Other fees; Claims processing; Float revenue Service code 12 | — | $197K |
| BOWEN, MARGARET EIN 13-5337605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $149K |
| MAHADEO, VICKRAM EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $145K |
| WELLS CAPITAL MANAGEMENT, INC. EIN 95-3692822 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $139K |
| CHIARA, ESTHER EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $109K |
| GIAMMONA, DOMINICK EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $100K |
| TRUE TYPE PRINTING COMPANY, INC. EIN 13-5600711 NONE | Direct payment from the plan; Other services Service code 49 | — | $98K |
| CARUANA, CARLO EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $77K |
| SINGH, ISHRY EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $75K |
| NWQ INVESTMENT MANAGEMENT CO. LLC EIN 47-0875103 NONE | Soft dollars commissions; Investment management fees paid directly by plan; Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $73K |
| SMITH, JOLANTA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $67K |
| CURATOLO, ANTHONY EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $57K |
| SALCEDO, ALEXANDRA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $57K |
| ROMAN, MARILYN EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $57K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $53K |
| PEREZ (MIRANDA), YNDHIRA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $52K |
| STATE STREET BANK & TRUST COMPANY EIN 04-1867445 NONE | Custodial (securities); Distribution (12b-1) fees; Other fees; Float revenue; Direct payment from the plan Service code 19 | — | $51K |
| PEREZ, XIOMARA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $44K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017173 NONE | Investment management fees paid indirectly by plan; Soft dollars commissions; Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $44K |
| ROSARIO, MARIA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $42K |
| GIRALDO-ROBINSON, MONICA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $40K |
| MOROZ, DOMINIKA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $39K |
| RAMIREZ, CARMEN EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $38K |
| RODRIGUEZ, JENNY EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $36K |
| LUCAS, MARTHA C EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $32K |
| ABUGOV, EWELINA EIN 13-5537605 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $31K |
| ARCHACKI, JOANNA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $30K |
| HERNANDEZ, HECTOR M EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $29K |
| SALAS, TATIANA EIN 13-5537605 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $29K |
| ALLIED SYSTEM INTEGRATORS, INC. EIN 11-3622037 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $29K |
| ROBERT M. CHEVERIE & ASSOCIATES, PC EIN 06-1335139 NONE | Legal; Direct payment from the plan Service code 29 | — | $29K |
| BICC SYSTEMS, INC. EIN 36-2852073 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $23K |
| ADP NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | ONE ADP BLVD ROSELAND, NJ 07068 | $18K |
| SEGAL SELECT INSURANCE SVC, INC. | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $15K |
| TEANECK BUSINESS ASSOCIATES, INC. NONE | Legal; Direct payment from the plan Service code 29 | 267 GRIGGS AVENUE TEANECK, NJ 07666 | $13K |
| DAVIS VISION, INC. EIN 11-3051991 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $11K |
| OPTUMRX, INC. | Other fees Service code 99 | — | $0 |
| SEGAL SELECT INSURANCE SVCS, INC. EIN 46-0619194 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,440 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,052 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 10,492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | WESCO INSURANCE COMPANY | 0 | $429K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 63 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.