No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGRAPHICS, A DIVISION OF ALICARE EIN 13-3432221 RELATED PARTY | Contract Administrator; Other insurance fees and expenses; Direct payment from the plan Service code 13 | — | $1.4M |
| EMPIRE HEALTHCHOICE ASSURANCE INC EIN 23-7391136 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services; Claims processing; Float revenue Service code 12 | — | $586K |
| SCHULTE ROTH & ZABEL LLP EIN 13-2633996 NONE | Legal; Direct payment from the plan Service code 29 | — | $95K |
| AMALGAMATED EMPLOYEE BENEFITS ADMIN EIN 13-3432221 RELATED PARTY | Actuarial; Investment management; Investment management fees paid directly by plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan Service code 11 | — | $90K |
| MELINDA TORRES EIN 13-5521921 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $81K |
| GESSY FRANCOEUR EIN 13-5521921 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $64K |
| DELTA DENTAL OF NY EIN 11-1980218 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $63K |
| LAUNDRY,DISTRIBUTION,FOOD SVC JT BD EIN 27-3605306 RELATED PARTY | Other services; Direct payment from the plan Service code 49 | — | $20K |
| AMALGAMATED BANK OF NEW YORK EIN 13-4920330 NONE | Custodial (securities); Investment management fees paid directly by plan; Investment management Service code 19 | — | $11K |
| ANDCO CONSULTING LLC EIN 59-3676225 NONE | Consulting (general); Investment management fees paid directly by plan Service code 16 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,921 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,921 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 3,151 | $400K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.