See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 NONE | Claims processing; Other services; Float revenue; Direct payment from the plan; Contract Administrator; Named fiduciary; Participant communication; Non-monetary compensation Service code 12 | — | $1.4M |
| CVS PHARMACY, INC EIN 05-0340626 NONE | Direct payment from the plan; Other services; Participant communication; Contract Administrator; Claims processing Service code 12 | — | $848K |
| NISA INVESTMENT ADVISORS LLC EIN 48-1140940 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $382K |
| BNY MELLON EIN 25-6078093 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $127K |
| BUCK GLOBAL, LLC EIN 13-3954297 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $66K |
| COHNREZNICK LLP EIN 22-1478099 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $50K |
| CPS OPTICAL INC. NONE | Contract Administrator; Direct payment from the plan; Claims processing; Other services Service code 12 | 11 HANOVER SQUARE 8TH FLOOR NEW YORK, NY 10005 | $38K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Shareholder servicing fees; Trustee (directed); Float revenue; Direct payment from the plan; Other fees Service code 25 | — | $21K |
| RFN INC. MULTIMEDIA GROUP NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 40 DREXEL DRIVE BAY SHORE, NY 11706 | $18K |
| ERNST AND YOUNG EIN 34-6565596 NONE | Direct payment from the plan; Consulting fees Service code 50 | — | $8K |
| CIGNA | Direct payment from the plan; Participant communication; Named fiduciary; Non-monetary compensation; Contract Administrator; Claims processing; Other services; Float revenue Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,366 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,366 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | EMBLEM HEALTH | 92 | $856K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 92 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.