See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EDINBURGH PARTNERS NONE | Investment management; Soft dollars commissions; Direct payment from the plan; Investment management fees paid directly by plan; Securities brokerage commissions and fees Service code 28 | — | $227K |
| SANDS CAPITAL MANAGEMENT EIN 20-2830751 NONE | Soft dollars commissions; Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $196K |
| TEMPLETON INVESTMENT COUNCIL LLC EIN 94-3385113 NONE | Soft dollars commissions; Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $142K |
| VONTOBEL EIN 13-3223264 NONE | Investment management; Soft dollars commissions; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | — | $89K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Trustee (bank, trust company, or similar financial institution); Account maintenance fees; Named fiduciary; Float revenue; Direct payment from the plan; Trustee (directed); Other services; Custodial (other than securities); Custodial (securities); Valuation (appraisals, etc.) Service code 18 | — | $82K |
| PARMS & COMPANY EIN 01-0548473 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| TOWERS WATSON INVESTMENT SERVICES EIN 52-1868818 NONE | Consulting fees; Direct payment from the plan; Investment advisory (plan); Consulting (general) Service code 16 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,484 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,027 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 31,511 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | MINNESOTA LIFE INSURANCE COMPANY | 31,511 | $30.8M |
| Other | MINNESOTA LIFE INSURANCE COMPANY | 31,511 | $30.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 31,511 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.